by footloose » Sat Nov 03, 2012 12:01:39 AM
Every time a credit grantor requests a Credit Report from either Equifax or TransUnion, it will show as a "hard" inquiry or a "hard" pull and will remain on the Equifax Credit Report for 3 years and on the TransUnion Credit Report for 6 years.
If you request your own Credit Report, this inquiry will NOT show on a Credit Report but will show as a "soft" inquiry or a "soft" pull on a Consumer Disclosure Report which only you can receive.
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Educating one Consumer at a time