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Jan 10, 2014 It's all about Canadian Personal Finance!

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Government Debt And Deficit 10...

Nov 18, 2013

Government Debt and Deficit 101 What is the difference between debt and deficit? Many people confuse the two terms and think they mean the same. They are not. It is easiest to look at the difference by lo. . . .

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Pierre Paradis Summers Luckies...

Oct 28, 2013

Pierre Paradis: Summer’s Luckiest Man “I’ll be making the most of my summer riding on my new Harley-Davidson® motorcycle, next to my spouse” Pierre Paradis. . . .

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Buying Money At A Discount Ano...

Oct 24, 2013

Buying Money at a Discount: Another Look at Life Insurance If I were to “sell” to you $1,000,000 and my “price” is $200,000, would you take my offer? You’d probably think I’m some kind of scam or I am selli. . . .

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Crfa To Work With Competition ...

Oct 22, 2013

CRFA to Work with Competition Bureau to Check Skyrocketing Credit Card Fees Good news to Canadian consumers, Canadian Restaurant and Foodservices Association (CRFA) said it would work closely with the Compet. . . .

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Canadians Debt Burden Rises Bu...

Oct 22, 2013

Canadians Debt Burden Rises But Delinquency Rate is at Record Lows Majority of Canadian consumers continue to increase their debt burdens despite recent efforts from regulators to tighten lending standards, . . . .

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Equifax Suggests 10 Ways To Im...

Oct 22, 2013

Equifax Suggests 10 Ways to Improve Your Credit Report Global leader in consumer, commercial and workforce information solutions provider Equifax urges home buyers to maintain an excellent credit history to . . . .

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How To Get Started With Debt R...

Oct 21, 2013

How to Get Started with Debt Relief and Debt Consolidation Debt relief for consumers is needed today now more than ever. The recent global economic crisis in 2008 and its lingering effect have triggered the ne. . . .

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How To Better Manage Your Payd...

Oct 21, 2013

How to Better Manage Your Payday Loan Latest government statistics have shown that the number of payday loan requests has increased 109 percent in the past two years alone. But the figure is expected rise in t. . . .

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Landlords Descent In Ontario T...

Oct 21, 2013

Landlords Descend in Ontario to Provide Affordable Social Housing Solution More than 1,100 landlords, policy makers and issue experts descendent in Ontario recently to tackle Ontario's critical need for afford. . . .

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Canadas Housing Sector Remains...

Oct 21, 2013

Canada’s Housing Sector Remains Strong Canada’s housing sector remains strong as latest data from The Canadian Real Estate Association (CREA) showed that the national home sales posted modest gains in Septembe. . . .

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Discussion Topics Below

RE: MJR Collections Calling ...

Jan 10, 2014    Post By: - HonestAbe

Yes, of course, but I thought we were operating on the .00000000001% premise that the date of last activity was Dec. 31, 2003, and CIBC - or whoever might own it now - waited until Dec. 31, 2009 to file an action, obtai. . . .

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RE: MJR Collections Calling ...

Jan 9, 2014    Post By: - TJ.brooks

At this point makes no difference who owns this debt. They missed the boat....the ship has sailed. They can no longer win a judgment if they did decide to sue.

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RE: Anyone have any experien...

Jan 9, 2014    Post By: - HonestAbe

The forum owner only allows his spam on this forum.

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RE: MJR Collections Calling ...

Jan 9, 2014    Post By: - HonestAbe

Neither worry nor run away since you have little to fear. If it were me, I would be proactive and demand that letter of assignment which will tell you everything pertinent. It's so easy. Or if they do call again, I w. . . .

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RE: MJR Collections Calling ...

Jan 9, 2014    Post By: - CowgirlCaz

I don't have a mortgage at all. When my ex-husband and I divorced and thus sold the house that we had back then, after paying all the bills associated with it, including that house's mortgage, etc I had a bit of money t. . . .

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RE: MJR Collections Calling ...

Jan 9, 2014    Post By: - HonestAbe

You surely are worried about nothing. Thousands of calls over stats barred debts are made every month. They come out on monthly lists and are given to collection agencies to work the phones to make last but brief kicks . . . .

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RE: MJR Collections Calling ...

Jan 9, 2014    Post By: - TJ.brooks

You have an affirmative defense...the SOL. If they are just now going to start legal action they can not win. You could skywrite over MJR office building I owe the money...would mean nothing. Again if they call just . . . .

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RE: MJR Collections Calling ...

Jan 9, 2014    Post By: - CowgirlCaz

Well, again that's what I mean; they have to know a valid address in order to enforce a lien for example - without an address, etc they can't place a lien at all. As such, if a lien was in place - why would MJR continue. . . .

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RE: MJR Collections Calling ...

Jan 9, 2014    Post By: - TJ.brooks

What I find hard to believe is that the bank would still hold this small debt. They normally would have sold it off years ago. Cost more to keep track of this file then it is worth.

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RE: MJR Collections Calling ...

Jan 9, 2014    Post By: - HonestAbe

Well, I've never heard of a bank waiting for 6 years to sue anyone, but it's theoretically possible. However, if that were the case, it would mean the case would have been filed by MJR's paralegals because they would h. . . .

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