by bogey » Thu Feb 03, 2011 10:50:49 PM
a few years ago I signed up for this site with financial issues, but through the information and support I found here, I think I'm back on track.
6 years ago I started out with a lowly cap1 m/c with a $750 limit and started re-building my financial life
today just found out my credit score is 762 and R1s across the board
got credit cards with total limits of over $50K and ZERO balance on all of them, each paid in full every month
changing my mortgage from the evil people at my current major bank and the new lender doesn't even need my financials to approve me, and I'm self employed
i'm investing some money too
even got a few bucks in the bank
still driving my 1996 BMW w/ 290+ km on it - many a time I wanted to get something newer, but thought as long as it runs, why get new?
I eat out a lot less, and a "burger and fries" on a friday is now a "treat"
I subscribe to emails from the major supermarkets and always stock up on meats on sale and keep my freezer full - cooking at home can save so much money
I look for sale items like oil for my car, tires, windshield wipers, etc.
thanks to all here and I hope that for those who are down right now, that you will one day get back on top
the only treat i allow myself each year is a golf membership and even that i got at a discount by getting a membership to play after 2 pm for about 50% off - i buy used golf balls and play brand name balls - still have my 10 year old irons and am about a 12 handicap
once again thank to Monty and all the members here for their support and just reading all the great info.
hopefully i can pay it forward if anyone wants to ask me any questions
Ciao !!