Hi again,

Just an update if you are interested in whats following:

from the loaner:
"Unfortunately we haven't heard back from you, and as all the paperwork is ready for court I thought I'd make a final plea to you. ********, we've known each other for a long time and in light of that I thought I'd let you know candidly what will happen. The plaint is ready and as soon as I sign it and the affidavit, the case is filed. There will be nothing more we can do; even if you pay before the hearing date you'll be held accountable for the filing charges, cost of serving and our lawyers charges, not to mention the loan itself, possible interest and cost of suit. Serving you means placing an ad in one of your daily newspapers. ******* I'm sure you don't want this embarrassment as well. I'm only telling you this as a friend - this will be the legal procedure. Whether you see the notice to serve or not will be irrelevant, once the notice runs in a national newspaper, notice is considered as being served, and should you not show up for court, well...I'm sure you know the consequences!

As I said I'm saying this to help you see the ramifications of not responding, and as a friend I wouldn't want to see this issue tarnish your reputation more."

My question is where is the court being held and is this soimething to worry about?
(I am writing out of my personal guilt to pay someday. also there was no deadline on the original loan contract... makes a difference?

Sincerely,
'happy to be home'

thanks for your response.
first forum with such good reponse.
persuing legal though it is hard to find international lawyers to give advice... will find.
thanks again.
Bill

As far as credentials go... this forum is "strictly opinion based" ... which means that ultimately you need to do your own homework and consult the authorities... there are a lot of knowledgeable people here who are kind enough to give help for free....

It's your job to ultimately do your due diligence and confirm the information given here. That's the best policy anyway.

I THANK the contributors to this forum who freely give their time.

RE: Credentials

Do what I do... when I want to know about someone or their company I Google them:

Full Name: Richard G Cooper
Company: Total Debt Freedom

Thank you. this is the advice i was getting from others.
by the way may i ask what are your credentials?

Bill

In a land of laws and civility, not much could be done.

Owing a private loan from Africa would at first glance frighten me, because they operate under different principals from Westerners.

Hello CMA!
Here is my story in a nut shell:
- received a loan while living as residence in African country.
- left the country and did not pay it back (private loan)
- Loaner hired advocate to threaten me legal action and a very strong demand letter.
What can they do no that I live in canada and am a citizen here?
(also I left a credit card balance there as well and bank Loan)

oops..:)