While according to them they never saw or heard from me and have no idea and have no record of any thing from me and all I wrote was I wanted proof under the Manitoba Consumer Proction Act section I believe it is 97 to 101 will have to recheck my copies so we will see what the legal clinic can find out I still am pissed that they marked my credit report which I am having a bitch of a time getting off so I may have to wait till 2010 and have it gone for good on its own

Yes, but if you signed any of those pointless letters to the collection agency, you reset the limitation period, which, in Manitoba, is still 6 years, and not 2, like in Ontario. Not a good idea!

Ray

This company is insane believe me in the letters I wrote I stated I have no idea what this amount is that you think I owe I also under the Manitoba consumer Protection Act want copies of all my payments I want to know the terms I want to know how you come up with the interest and how you came up with the figures cause in my mind it should only be around $400,. I never once in any of the letters told them I want to pay $1900. The fact that pisses me is the law guy suppose to talk to them on the 19th yet no one at the agency claims to know anything about this or about my letters or about the case It is like I am starting from the beginning I also wrote and bitched about this agency to the powers that be in Manitoba and so far nothing or anyone had replied back to me

Those law clinic guys are somewhat less than impressive but if you've paid him money already, let him handle it.

Writing letters to a collection agency is always a bad idea as they just use it as a written acknowledgment of the debt to renew the limitation period. Your file gets rotated to disorient you. That and the fact that bottom feeding jobs have high turn over ratios.

We've put up about 60 posts on this file and it will take at least 200 more, the way it's going. It's getting insane. As well, although it's possible to pursue this through the Ministry of Consumer Protection in Manitoba and PIPEDA in Ottawa for the 300% penalty, it'll probably require a monumental amount of correspondence, paperwork and effort, especially given the characteristics of the parties involved and the fact you haven't retained any account documentation.

Thus, it probably makes sense to let the law clinic guy see what he can do for you and leave it at that. No one is going to sue you and if they continue to bug you, you can always call them back and hammer them. Or get your husband to do so.

I don't like the fact you sent those letters to the collection agency though. Hopefuly, you didn't sign them as the debt would be stats barred im Manitoba by 2010 anyway. That's why I always tell people to keep their correspondence to the telephone with a collection agency except for preagreed final settlement letters.

Ray

Since this matter came to light in Sept Ihave written 3 different letters to the collection agency and my contract person with this agency. Now they are telling us that none of the 3 letter I sent Express Post got there and they want me pay or else. I told this new contract person a Kelly that I have already talked this matter over with one of your co workers who all of a sudden have disappeared. And sent 3 letters as well Yet there voice mail is still working funny on that one. On Jan 19th a legal agent who is working with me on this ,matter from the U of M law clinic was to meet with them and discuss this matter and how none of the information I have asked for has been sent to me and how they came up with such a way out number. My legal rep tried to meet with St Johns Music and was told the matter is out of there hands and into collection.

I'm confused by all the pronouns you used instead of the actual names. I'm not sure who got what letters.

Ray

Okay St John Music who sent my bill to collection and who I am disagreeing with the amount today called my work and left me a message. I called back and found out my account has been turned over to another person There is suppose to be a meeting with my legal rep and the collection people on the 19th of Jan to discuss this matter and to my shock the letter I sent to them registrated out linning what I wanted under the Manitoba Consumer Protection Act is no where to be found the person who had my account they claim doesnt work there any more which is bull cause we found her voice mail And they know nothing of a meeting with my legal council and so I am back to square one again so my question is what do we do now My legal advisor at the University of Maintoba law clinic said to do nothing but I am pissed that they lost 3 letters I know they got