Equitable Life is providing insurance policies that are reasonably priced. One of which is the participating whole life policy. Not like non-participating whole life policies, this kind of whole life policy will give out dividends basing on how much the profits earned by the company. Aside from that, they grant guaranteed premiums and lifetime protection however the dividends are not assured in this type of plans.
Equitable Life’s participating whole life policy do has six dividend selections. It can be paid-up additions, premium reduction, dividend on deposit, premium reduction or paid in cash, enhanced protection, and purchase units dealing with a common stock fund.
Equitable Life’s 10 Year Term Policy is on hand with face amounts as low as $50,000. The issue age limits would be between 18 to 75 years of age. Equitable Life presents preferred rates for those who meet the criteria, on amounts over $250,000 for both smoker and non-smoker policies. The plans also have the following riders and features obtainable as extra benefits. It would comprise the accidental death benefit, guaranteed issue rider, waiver of premium rider, and children’s life insurance rider.
Equitable Life’s 20 Year Term Policy is on hand with face amounts as low as $50,000. The issue age limits would be between 18 to 75 years of age. Equitable Life presents preferred rates for those who meet the criteria, on amounts over $250,000 for both smoker and non-smoker policies. The plans also have the following riders and features obtainable as extra benefits. It would comprise the accidental death benefit, guaranteed issue rider, waiver of premium rider, and children’s life insurance rider.
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