Thanks to everyone for their helpful (and humorous) responses, a special thanks to Gillian for her advice.

FDR just laughs at people who had a stroke. They'd seize the guy's wheelchair (and probably his iron lung too, if he had one) - and I mean that quite literally - if they could get their hands on it. Monty took umbrage when I once posted a picture of the Nazi Party and referred it to it as collection agents in training.

It's easy to see why I said those guys would have made such excellent Nazis.

Ray

I am speaking with him on the phone right now.

His story:
He owed money from a student loan that fell into collections when he had his stoke in 2004.

The nature of his disability found him unable to find paid employment and lives below the poverty level, currently on Provincial Handicap Benifits and Federal disability benifits. He also lives in subsided housing in Alberta.

He started receiving correspondence from a collection agency in regards to a student loan in 2005 that had gone into default. He phoned the agency back and explained his circumstances yet fell upon deaf ears as they continued to call him using scare tactics, name callling and threating to take him to court. Due to the stress this was causing him he informed his government support worker of the situtaion.
The support worker contacted the collection agency on behalf of him and they seemed to be more professional with her.
They stated that all they required was medical documentation from his doctor stating the nature of his disablitity and proof of inelegibity to seek payable employment at that time.
Documentation was submitted to the agency and all phone calls and correspondence seized and have seized since 2005.

His comment to Jaime the collector: Why do collectors bully and namecall people in hapless situations when the outcome can be easily resolved and they are aware of that? It dehumanizing to call someone who is struggling with maintaining a respectable quality of life a "deadbeat". Is Buttons a "deadbeat" for not acknowledging this past limitations debt possibly risking it returning to his credit report for 6 years. HELL NO.

His advice to Buttons is use the resources that are availible to you as a citizen of Canada. They can get the legal advocacy proceedures in order so you can get on with your quality of life you deserve. Some of these are Social workers, support workers, advocacy groups,human rights, groups pertaining to your injury or the federal government.
Have these agencies advocate on your behalf as unfortunately they are taken more seriously than the vulerable population.

good luck,
gillian :D

Buttons, just give FDR's president, Louis, a call at 1 866 763-3328, ext 452, over on 40 West Wilmott (down the road from Deanna Natale's). Ask him if he'll give you a ride in his new Audi A6.