by gillian25 » Tue Feb 12, 2008 11:46:20 AM
I should expect an answer she said within a months time. I certainly will keep you posted as to what happens. The proof I sent in what an old 2004 equifax statement listing the original creditor on there with the correct date of last activity.
The person I spoke with at Equifax made it VERY clear that information reported must be accurate and that if there is an error it will be fixed.
Now with that said..
What is proof? Will my old report be enough?
Apparently through their investigation they would contact CRS who needs to verify and confirm that the date they stated was the actual date of last activity on this account. So is the burden of proof on CRS? who knows.
Either way, if it comes off this month as a result of this investigation or it purges off in May 08 it will be a good learning experience I can share with anyone else who may be in the same situation.
As soon as it comes off I am going to report what kind of hike I receive on my FICO score. I'm more interested in that than anything.