I am not sure what you intend to accomplish Mac.

Clearly you have adequate documentation; Manager's name, agency name, fake liscence#, all of it. What you have is evidence of fraud. All documentation will support this.

If they are harassing you for money and you have actually entered into a contract with them. i.e given them some; you can write them, let them know that you have evidence of their fraud, what exactly you have and that said fraud voids all contract.

You can just stop asking and start telling them what YOUR intentions are.

And yes, they can forward your account to another agent. No other agent , nor anyone at all has a lawful right to enter into a contract that has your name unless you consent. That doesnt stop them from faking it unless you decide to call the shots.

Like I said in another thread; you dont need to know what their rights are. Just what yours are. You are the only person you are responsible for. You have a right to accept or reject contracts with third part collection agencies.

You as a free human being have unlimited right to contract and to refuse contract. Without that you have no freedom.

That agency is licensed in BC and their company License info in BC, from the gov site is....

Number is Debt Collection 17083 CBV Collection Services Ltd. 814 Richards St Vancouver BC Canada V6B3A7 2007-12-31 1993-01-01

BA

It seems to me that the fact there are licensed in Ontario plays no role.

If they contacted you from BC it is in BC where the licence is needed. An Agent and his agency both must have a licenses and they must communicate in writing first. It seems from what you have said that you have evidence of at least two clear violations of the act.. and I suspect many more.

The agency can of course turn it over to a licensed Ontario branch and licensed agent there to continue to press for payment, but that means diddly squat with regards to the violations already commited in BC and actions that they can be held acountable for in that jurisdiction.

My original advice stands. Write as suggested and point out that you have made repeated requests for a letter and the BPCPA ought to..

I say again..

ought to communicate with them to order they cease all BC coms with you.

A letter to the agency ought also result in their ONLY communiacting from now own by mail and not phone and not from BC..but Ontario or another province licensed in..

BA

as it states in the BC site you sent me, no agent shall pursue a debt without proper licensing.

its CBV and they are licensed in Ontario, but this particular agent is not. In saying that, does it really mater, or will they pass it to another agent/branch?

i asked for a letter repeadetly but haven't received one yet. also the debt is for 1200

what is the name of the agency?

If the agency contacted you in the province of Ontario, I would assume Ontario law would require they be licensed there.

Others on this blog can comment on Ontario law, or you can call the Ontario government or go on the net to see what Ontario law says.

With regards to law suits, your action in complaining to the provincial authority in BC, and your communicating with the press out here, and the minister reponsible should not get you sued. Stick to the truth, and if they are silly enough to sue on those grounds, then a good lawyer will soon teach them a lesson at your court hearing.

In BC it is the Business Practices and Consumer Protection Agency that you can complain to and here is their web site link with all the details on how to complain at the site.

http://www.bpcpa.ca/index.php?option=com_licensesearch&Itemid=138

Depending on the nature of the actual debt, and the collector's authority from the creditor, an action may be started against you regardless of the collector's possible acting without a license.

But it's probably going to be a long time before that happens. I suspect they will simply huff and puff and generally make life miserable for you for a long time before any sort of legal action is started..regardless of their many threats made, or yet to come. .

Put them in their place. Did they first send you a letter. If they did, use that address and write and tell them not to ever call you again. Give them your return address and that should be the end of the telephone coms. The law in BC forbids them from any more calls to you once they get that letter from you.

Of course, I talk about the law, not collection agency practices.

cheers

BA

Ontario, the dink is in Vancouver, and his manager sent me an email with the fake number.

Do you think that will do any good, besides get me sued! Couldn't they just transfer my account to another agent licensed in my Province?

The obvious....

write a formal complaint to the provincial authority responsible for policing the legslation, send a copy to the press and to the Provincial Government's minister reponsible for consumer protection.. and then sit back and see the crap fly.
then report back to this forum what yuo did and what results you got

ps..what prov are you in?

cheers

BA

Hi there

I asked this collection agent from CBV if he was licensed in my province, and he said of course. I said can you tell me your license number, he said "Absolutely Not", "You don't need it". So i spoke to the manager who emailed me his supposed license number, I called the bureaus and it's not his number at all, it belongs to another person in the company. Any suggestions or comments?