by Raymond » Tue Mar 06, 2007 12:00:00 AM
The goal is to not let the collection agency intimidate a person. A person who is well educated to the laws, and their rights won't be intimidated.
If you're that confident with your skills, then you can have fun with the collection agent and get them to work for you.
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It's pretty hard to argue your civil rights with a iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency autodialler that calls you 6 times a day.
There's almost 1300 posts on this site and so far not one has "had fun with a collection agent and gotten them to work for them." But if such a person does exist somewhere on the planet, let them please, please, please write in to corroborate that fact.
Getting in a collection agent's face isn't designed to vent or have fun (although damn it, it is). And it may not stop someone from suing you who is going to, although, surprisingly, it often does that too. No, the reason for it is simple - it darn well works. It stops the telephone terrorism which is all it was really designed to do in the first place. As well, it's a lot quicker than writing letters and you save yourself a lot of stamps. It may even save your nerves - or your life, if your name is John E. Dowling. He knew his rights but letters didn't help him much with iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency .
Ray