by XDebt_Collector » Fri Oct 12, 2007 07:31:42 AM
I was a debt collector for 15 years. My last place of employment decided to brake the newest collection agency act. The legislation is as follows. "contacting you until six days have passed from sending you written notice of the following:
•y the name of the creditor
• the balance owing
• the name of the agency and its authority to demand payment
. my prior employer chose to ignore this and call prior to sending a letter. why would they do this.According to the manager I have on tape. H states he spoke to the vp of operations and saif to him you realize were breaking the law. vp laughed and said whats the other choice.lose client then we wont have a job.
I chose to not call any new files. I complained out loud. Emails were sent all the way to the president. Nothing happened. I have all the documents needed to prove this. I have hours of taped conversations. These recordings say it all. In the emails that i sent to my prior emplyer I resigned due to the illegal conduct of my prior employer. I sent emails and made phone calls to BRIAN PITKIN. I offered him all info needed and for him to have access to the tapes. Do you think he responded? No is the answer. Now the vp of operations is the president. Normally in a business they would fire all who were involved, Not at my prior employer.
I asked myself why would they jeopardize their license. My conclusion is that to them it was worth the risk. When you are told to either improve your standings in a competition with other agencys or you will not be handling their portfolio, that is worth a million a month plus to the agency. I think that explains it all. Their is so much more to this story. However I will need hours to write it on here.
I'm truly disappointed in the system that is suppose to protect the public from abusive agencys. I thought Brian Pitkin was obligated to investigate this and confirm through his own investigation was true or false. Here's a quote froma a site about Brian speaking pertaining to the consumer. "October 16, 2007
Are There No Work Houses?
With Brian Pitkin, Ministry of Consumer and Business Services, Government of Ontario
Brian will look at the history of debtor — creditor relations and how we got to where we are today: From the remedy of "work houses" or "debtor prisons" in the early 1800's, to being perceived as protectors of consumers. Brian will provide insight into what drives changes that provide greater protection for consumers that we have ever had before. He provides this from the prospective of someone who sees both sides of the issues — the creditor who is looking for their just remedy, to the debtor who has risen to the ranks of the "ultimate consumer"."