Ok...

Discussion with people always has its winding turns... People are opinionated.. and people always have different opinions on money...

Monty - this thread was not about what's important to you but what's important to northinator. And I provided sound advice to him/her. But your idea sounds like a good topic for another forum / thread.

Oh well... I tried to be nice...

ResponsibleWithMoney,
I agree to some point... a kick in the ass and tough love is going to affect some people. It's not going to affect all people though.

I know alot of people who make alot of money who are irresponsible with their money. Doctors who piss away every last cent that they've got... They really like their life style.. Do you think they're going to listen to the tough love talk? Maybe ... maybe not...

I would prefer to listen to you talk about your good example... IE why you keep your credit good and how you can manage to do that! That would be more appealing to me.

Actually Thaiboxer, I indicated the other day, but it was in fact about 4 weeks ago. I am aware that internet connectivity is accessible almost everywhere in Canada, even in remote such as my cottage up north - via satellite there only unfortunately. Anyway, back to the better people. TTFN.

Yup, you can take the boy out of the trailer park, but you can't take the trailer park outa the boy.

Glad to see that you noticed I stuck to my roots.

What makes you say I'm violent? Angry? Maybe. Violent? No. I take my anger out in the ring in a constructive manner.

I also take it out by verbally sparring with tits, like yourself who make themselves feel better by belittling others online. It's pretty easy to sit behind the computer and point the finger and judge people, but do you have the same policy in real life? I doubt it.

With your 'tough love' statements, it sounds to me like you're the violent one. Have you ever told your wife 'I promise it won't happen again'? 'Rule of thumb' right Mr. Responsible?

And I don't believe for a second that coincidentally last week you gave a less than fortunate man $5. A bit too convenient for my taste, but what do I know? I'm just a piece of trash right?

P.S. We do in fact get Internet in the trailer park.

PB.

Thaiboxer I'll humour you since you're very angry at my life attitude and I'd like to help you to understand it a bit better. I don't care if you do or not actually because you seem a little trashy to me and I usually don't associate myself to trash, but I will this time.

Actually I drove up to a cafe the other day with my wife, and a guy was walking around the parking lot talking to people. He came up to me and asked for some spare change to take the bus. He said he was very embarrassed asking for change but really needed to take the bus.

Without asking him any questions, I gave him a $5 bill. He said "thank you, there is a god" and that was that. I don't care if he took the bus or whatever.

I do the same here in Toronto from time to time, I'll give a street kid a few bucks, or food.

Thaiboxer, Monty wanted to know a bit about myself so I told him my background and beliefs. I wouldn't share that unless asked.

My brother is homeless and I always told him to get a job as my family did, and when I see him I always ask him if he's working. Of course it's one of the first things that cross my mind when I see bums, but I never say to them to get a job because if they're as angry as you they'd probably get aggressive and stab me, so I usually move on and ignore them if I'm not in a generous mood - since you seemed curious to know what I do, there you go Thaiboxer.

I'm not here to profess my good savings practices and financial acumen. But you chose to attack me and moderator-Monty still continues his politically correct e-blathering and sugar coating because of who I am.

Look, I'm a straight shooter that's all - DEAL WITH IT. You guys are a bunch of ignorant jokes for the attacks in the various ways that you've chosen. These morons on these particular forums need to face reality and be responsible. Blathering soft coos of constructive criticism and encouragement won't change a lazy irresponsible person.

And Thaiboxer, you're an angry and violent person - angry violent people should be locked up in jail.

Hmmm...

QUESTIONS:
What do you think of a person who is good with their credit and their money but is a stingy miser, who will never help people.

What do you think of a person who is bad with their credit but is generous with others...

Is it good to be an angry "good credit person".

Is it bad to be a happy and generous "bad credit person"?

Responsible with Money,

People come here for help, not to be criticized by a pompous jackass like yourself.
Congratulations on paying your bills! Welcome to society! Ever walk down the street and get asked for money by a homeless person? You're probably the kind of guy that tells him to get a job right?
My point is, we come from all walks of life, and telling someone they are irresponsible for not paying their bills for various reasons is NOT what this site is about. Nor is it at all constructive.
Go blog somewhere where people give a (edited for language) about how 'responsible with money' you are.

Hi Montee, been away awhile. I love the summer.

PB.

ResponsibleWithMoney,
You are welcome to post as often as you like...

If you want to "encourage" people to change their money habits, why not back it up with something factual, or something encouraging.

We're all about bringing facts to the table. The reasons and facts for properly managing your money are plenty and should be shared more and more here.

Hi Monty, I completely agree. I'm different from the sugar coaters and definitely know that the world is different, especially because I've traveled around the world, lived in a few different countries, have a wife from South East Asia, ...

You're probably right, I won't post anymore here, I'll just be a reader. This is not an outlet for someone like me. I'm too different to be accepted here.