Facts & Information Page:
Desjardins Financial Security - Canada
Product Names
Desjardins Financial Term 10 and Term 20 Insurance
Desjardins Financial MAXLife Permanent Life Insurance
Desjardins Financial PACE™ Universal Life Insurance
COMPANY CONTACT INFORMATION:
Desjardins Financial Security
1150 rue de Claire-Fontaine 2nd Floor
Quebec, QC G1R 5G4
Website:http://www.desjardinsfinancialsecurity.com
| Customer Service Phone: | 1-866-838-7553 |
| Customer Service Fax: | 418-647-5410 |
| Contact's Phone: | 1-866-838-7553 |
COMPANY INFORMATION AND BIOGRAPHY:
In 1948, Desjardins Life Assurance was founded. Desjardins Life Assurance begins by selling nothing but individual life insurance. However, it quickly branched out adding a lot of group insurance and retirement savings products to its repertoire, such as Family Insurance, Loan Insurance, Accident Insurance for School Children and Savings-Life Insurance.
In 1999, financial products and services dispersed through the caisses. Desjardins caisses started offering the complete coverage of life and health insurance services with the passing of the Act regarding the allocation of financial products and services. Desjardins-Laurentian Life Assurance previously Desjardins Life Assurance set up a team of representatives committed completely to caisse members.
In 2002, Desjardins Financial Security was formed. Over the years, Desjardins Life Assurance developed and expanded through possession and unification with 20 or so insurance companies and portfolios. In the early 2000s, it combined with the Laurentian Life and Health Insurance Corporation, and then with Imperial Life, ensuing in the formation of Desjardins Financial Security in 2002.
The new company, which guarantees the financial security of 5 million Canadians, is a key player in the Canadian life and health insurance industry. In 2009, major restructuring within Desjardins Group. Desjardins Financial Security happened to be part of Desjardins Group. At the same time as Desjardins Financial Security still survive as a legal entity, its operations and corporate roles have been incorporated with those of Desjardins Group since January 1, 2010.
| Product Name | Product Description | |
| Desjardins Financial Term 10 and Term 20 Insurance | MAXLife Permanent Life Insurance is the perfect insurance if you are finding for affordable permanent life insurance. MAXLife provides guaranteed low premiums to age 100 with no surrender value. MAXLife is suitable for you if you are aiming for lifelong financial security. Another is if you desire to know in advance exactly how much it will cost. And lastly, if you are wishing to cover long-term debts and final expenses that is too much for you to handle. The features of this insurance are Lifetime coverage, one of the most inexpensive premiums on the market and you can modify MAXLife by putting in several benefits. These benefits are comprised of the payment of your premiums in which it will be discontinued if you turn out to be disabled. Another is that you will be getting a benefit in case of accidental fracture, accidental death and dismemberment, children\'s accidental dismemberment and children\'s accidental fracture. If you wish to maintain the option of increasing your coverage amount despite of your state of health they will willingly provide it. Your children under your policy will be insured. The mortgage and any RV or boat loans in case of disability are all covered. You can pick coverage amounts of $25,000 to $5,000,000. You can also obtain free access to a Legal Assistance service, so you can talk directly with a lawyer if you need legal advice. And finally, MAXLife does not offer a cash surrender value. |
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| Desjardins Financial MAXLife Permanent Life Insurance | MAXLife Permanent Life Insurance is the perfect insurance if you are finding for affordable permanent life insurance. MAXLife provides guaranteed low premiums to age 100 with no surrender value. MAXLife is suitable for you if you are aiming for lifelong financial security. Another is if you desire to know in advance exactly how much it will cost. And lastly, if you are wishing to cover long-term debts and final expenses that is too much for you to handle. The features of this insurance are Lifetime coverage, one of the most inexpensive premiums on the market and you can modify MAXLife by putting in several benefits. These benefits are comprised of the payment of your premiums in which it will be discontinued if you turn out to be disabled. Another is that you will be getting a benefit in case of accidental fracture, accidental death and dismemberment, children\'s accidental dismemberment and children\'s accidental fracture. If you wish to maintain the option of increasing your coverage amount despite of your state of health they will willingly provide it. Your children under your policy will be insured. The mortgage and any RV or boat loans in case of disability are all covered. You can pick coverage amounts of $25,000 to $5,000,000. You can also obtain free access to a Legal Assistance service, so you can talk directly with a lawyer if you need legal advice. And finally, MAXLife does not offer a cash surrender value. |
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| Desjardins Financial PACE™ Universal Life Insurance | PACE Universal Life insurance provides innovative, tax-smart coverage that allows you save and invest in a tax-sheltered environment while maximizing returns such as RRSP or a TFSA. A platform of customized coverage is offered that you can count on your whole life long. The coverage options are intended to meet your needs. PACE Universal Life is appropriate for you if you are looking for a flexible insurance product. If you want to merge some types of coverage in a single policy, it is allowable. If you have maxed out your RRSP and TFSA then you are eligible for this insurance. You can save large amount of money coming from the tax-sheltered environment. The features of this insurance would entail you to use a portion of your tax-sheltered savings to pay for your coverage. You can invest your accumulation fund in the investment options of your choice. Aside from that, you can add health coverage or supplementary benefits for even greater security. Life insurance choices would deal in your choice from the exclusive array of life insurance options to cover funeral expenses and maintain your loved ones\' quality of life in the event of your death. These selections also make it possible to access a tax-sheltered financial instrument. Pay your premiums with the accumulation fund in the investment options. Receive benefits under your insurance policy without having to pay any taxes when you die. Withdraw your accumulated funds in the event of your death. Health insurance options in which the health options are there for you in the event of illness or disability. They can be used to replace income, access quality healthcare and pay off debts. Savings and investment options are also part of the insurance. Having the PACE Universal Life, you can gather some savings and let them grow in a tax-sheltered environment. |
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