What is a Western Union Payment?

The Western Union Company is a financial services and communications firm based in the United States with a North American headquarters office in Englewood, Colorado. Western Union is composed of different divisions and products such as person-to-person money transfer, money orders, business payments and commercial services.

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wikipedia.org

This article gives readers an idea of Western Union operations, the Western Union Money Transfer Service and Western Union Quick Collect Service.

How does Western Union Operate?

Western Union is among the principal money-transfer service providers in the United States and Canada. Western Union has a network of more than 58,000 gent locations across the region including Western Union outlets in Orlandi Valuta and Vigo Agent.
Its principal service is money transfer. In the U.S. and Canada, Western Union offers a variety of ways for consumers to send funds to friends and loved ones, including:

• In person at over 58,000 agent locations using cash and debit cards in select areas.


• Online at westernunion.com


• Over the phone by calling 1-800-CALL-CASH®
  For bill payments, Western Union allows consumers in the U.S. and Canada to:


• Send payments for mortgages, insurance, auto loans and phone bills.


• Send funds to the account of an inmate at a correctional facility.


• Purchase airline tickets, travel packages, prepaid wireless airtime, catalogue and Internet items in cash.

For prepaid services, consumers can avail of pay-as-you-go services, such as wireless or home phone service, Internet access or debit card benefits.
Members of the Western Union® loyalty and rewards program enjoy benefits such as service fee reductions, phone time, commodities and gift cards.

• As of the third quarter of 2007, the loyalty program was available in 65 countries and 9 and a half million active cards.


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services offered



What is the Western Union Money Transfer Service?


The Western Union Money Transfer Service is the most valuable service offered by Western Union for consumers worldwide. The system is relatively easy.
For the benefit of Canadians, a Western Union Money Transfer customer may send a Money Transfer to a designated receiver anywhere in the world where Western Union offers its services over the Internet using a Canadian-issued Visa or MasterCard credit card, or Visa or MasterCard branded debit card. Money Transfers will normally be paid to the receiver in cash, cheque or a combination thereof, or in selected U.S locations. This is done through the Western Union Cash Card SM subject to currency availability and conditions applicable to the selected payment location. In certain destination countries, money transfers will always be paid in U.S. dollars. Money Transfers are available for pick up by the Receiver promptly after validation of sender information which may take up to 24 hours, on a "Will Call" basis, at Western Union agent locations in the destination country. Certain money transfer services, transfers that exceed certain principal amounts, and/or transfers to certain destinations may take longer or be subject to additional restrictions. For certain international destinations, a test question is required to be provided for some or all Money Transfers to that destination. In those destinations, the receiver may be required to provide either proper identification or the correct answer to the test question, or both, to receive payment. Please contact Western Union at the Customer Service telephone number listed below for current information regarding the availability of test questions for your selected destination. Western Union reserves the right to limit the principal amount of a Money Transfer, or to decline to accept or pay any Money Transfer that it or its agents determine in their sole discretion violates any applicable law or Western Union policy. When required by applicable law, money transfers sent or received in Canada will be reported to federal, provincial, local and/or foreign authorities. You will be required to provide Western Union with certain information to allow us, among other things: to verify your identity; to receive appropriate Card authorization; and/or to complete the transaction.

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worldwide services



What is the Quick Collect Service?


Consumers use Western Union® Quick Collect® service to quickly and conveniently pay bills. It's also an easy, alternative way to buy airline tickets, or make other internet purchases. If you are sending money at the last minute to pay a bill, the Quick Collect Bill Payment service may be used to help avoid late fees, negative credit reports, or extra service charges. The Quick Collect service is faster than regular mail service, or many overnight services. These are the advantages:

• It costs less than expensive overnight services


Over 500 billers participate in the Quick Collect service. Contact your biller to see what types of Western Union payments are accepted.

• If your biller does participate, ask for their code city and province as well as the billing account number.

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quick collect service



The Western Union Brand of Service


Western Union has gained international prominence due to its track record and valuable services particularly the money transfer service. Consumers must be able to understand carefully the procedures to avoid any problems in sending money to their friends, relatives and colleagues all over the world.