All that does is open you up to being charged with using the phone to harass them. It's against the terms of service for your phone company, regardless of which phone company you're with, and it is illegal, too. Someone in the RCMP may have found your idea amusing, but just because they said that doesn't mean your immune from the phone company's Tos, or imune from criminal charges, and you're certainly not immune from a civil lawsuit. What you're doing is no different from telemarketers with auto-dialers and there are now CRTC rules governing that, too.

This is from Article 22 of the Bell Canada terms of service:

"22.1: Bell Canada may suspend or terminate a customer's service only where the customer: (f) uses or permits others to use any of Bell Canada's services for a purpose or in a manner that is contrary to law or for the purpose of making annoying or offensive calls."

Other phone companies have identical or similar rules. If you think you have deeper pockets for a lawyer than CBCL has for its lawyers, then go for it.

Also, the people who make the outgoing calls there are not the same ones who answer calls, nor are the phone numbers the same.

There are much better ways to deal with them.

heres what you do.
call them back and hang up. as many times in a day as you can stand to do it.
it busys up their customer service people (bill collectors) AND LOWERS PRODUCTIVITY.

WHILE THEY ARE BUSY ANSWERING AND BEING HUNG UP ON, THEY ALSO CANNOT MAKE OUTBOUND CALLS.

i called approximately 500 times in 2 hours just by hitting redial.
they say things like " don't you have anything better to do" lol, the freaking nerve of them.

even better, if you can set up an auto dialer, a single line phone can make approx 10, 000 calls a day. Im really pissed at these guys, and the more people we can get doing this the better. lets all work together on DESTROYING THEM. If we can get a few people calling at the same time would be fantastic.

THIS IS NOT ILLEGAL. canadian RCMP told me , with a smile, you are simply giving them back their own medicine.

Now, will somebody please help me find the head office number. Any bets i can ruffle some feathers with this tactic?

john

Yep, that's me; I've been unmasked. Nothing gets by you, does it? I'm really a iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency collection agent gone incognito. How did you ever guess I was on their payroll?

I suppose if I told you that if you went to a Latin dance club without being able to salsa well, none of the girls will dance with you, you'd probably want the names, addresses and phone numbers of all the ladies that turned you down as proof of what I'n saying. Yikes!

There's about 100 posts on iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency with particular information that I've made over the last 2 years. Lots of info, had you bothered to read them before sounding off.

I changed the title in the hopes that Greg Roberts would straighten you out. He really admires me too.

Ray

Well, you didn't surprise me. Just more flames, more red herrings, and no facts. Please feel free to continue this, but I'm bowing out of a very pointless discussion. Since you're unwilling, or unable, to provide any facts about what YOU actually did that actually worked despite being first asked and then challenged to do so, you have zero credibility.

People reading this thread (at least until you renamed it, apparently to hide it from people who wanted to find help) want to know what works and you have again avoided providing real, useful info that YOU used and that actually worked.

I'll be happy to discuss my method with anyone who wants to try it, but I'm tired of wasting my time with Raymond, who is all talk and no proof of action. Someone sent me a private message suggesting Raymond really works for iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency , but I think they'd hire someone who's effective, so I doubt he's a plant.

Go ahead and have the last word. We all know you really, really need to.

As that master of political incorrectness, Andrew Dice Clay put it, Think about it!'

Can you read? What I said was that anyone who wastes their time banging their head against the hordes of collection agency footsoldiers will very quickly wear themselves out. At any given time, iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency and others have legions of those brain dead zombies manning the phones insulating the "higher ups" from all the flack that goes on in the ship's cargo hold.

Removing that degree of separation forces the higher ups to face the consequences of their actions. And ultimately, it's only they who have the authority to call off the mongrels and/or send the account back to the original creditor. Surely, that must be self evident.

I wasn't trying to call you a knucklehead, but if you think I'm going to be stupid enough to post the names, addresses and phone numbers of everyone I've dealt with who has used this method, well, then you really are a knucklehead.

I don't know what else to say, except read the Mark Bonokoski's stories of iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency 's harassment of John E. Dowling in the Toronto Sun. He eventually committed suicide, listing them as at least one of the causes in his tragic farewell note. See how far "Groucho Marx" would have gotten him.

The "Average Joe Drivel" was a separate section (Duh, that's why I numbered the paragraphs) where I was trying to respond to what appeared to me as another unbalanced spammer trolling for future business.

Ray

You still haven't listed the names and personal numbers of anyone YOU called in order to put an end to iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency 's harassment, so I'll repeat my challenge very clearly: who did YOU actually call and what have YOU actually done that actually worked? Or do you just toss out red herrings to avoid direct questions like that (e.g. filling your "reply" with your Average Joe drivel).

I shared what worked for me because it actually worked for me and I thought others might want to try it. If you don't want to try it, then don't, but calling me names and flaming my methods is of no help whatsoever to anyone else trying to fight iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency . What you disparage as a "Groucho Marx routine" won't work with computers, but I never said I was dealing with an auto-dialler, I was dealing with real people.

What have YOU actually done that actually worked against iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency ? No red herrings, no flames, just a real answer this time. If you can't do that, then don't expect anyone here to believe you have any credibility.

Personally, I don't think you'll give a real answer and will just avoid the question and flame me again, but go ahead, surprise me.

1) StormBringer: Riiiight?

Well, probably not - unless you want to dick around with them for months or more. I don't know how much you owed them but I can tell you they won't go away easily if it's several thousand dollars. The "fantasy" guy I referred to was on MBNA's autodialler for months, 3 times a day with their computer generated cyber voices. There's a detailed description in a previous thread. The "Groucho Marx" routine doesn't work too well on computers. Something more proactive is required.

2) As for the "knucklehead" term, this was its context in my previous post

"Ever watch boxing? You always strike for the head; that's the weakest spot (besides another one which is fortunately illegal). If iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency calls you, get the number of one of the head guys and and hammer them. Why knuckleheads keep wasting their time on the masses of foot soldiers is beyond me. It's usually easy to get the direct number of head managers, lawyers, or even the president."

I usually choose my words carefully and I can assure you the above universal principle is valid in any type of conflict, financial or military. If one doesn't see that, and thinks that's "fantasy," there's not much I can say.

3) Monty: Non sequitur? On the contrary, it logically followed since "Average Joe" has mentioned a couple of times he'd like to start a collection agency out of his home - that is if the sheriff doesn't change the locks on the doors first.

Maybe all the tripe about how you can own a home AND only pay 10% on your bills gives Joe practice for future collection and debt settling promos; I don't know. I do know that if you have any kind of equity in a home, the collection agencies won't waste 5 minutes before they sue you, whether you're working or not. Especially, when you owe (what was it he said?) over $100K to 11 different creditors?

4) In fact, Average Joe has told us his creditors have already sued him and obtained a judgment (which will last for 20 years by the way - not 5 years and keep on gathering post judgment interest all the while). Think about it for 2 seconds! If all this rubbish were true, how will this man ever own a home or a car without having it seized through an enforcement writ?

5) Here's one of Average Joe's many debt settlement pitches; this one is taken from his Dec. 16, 2007 post.

-----------------------------------------------------------------------------------------------------------------------------------------------------------------

".....Here is a list of collection agencies i dealt with when i settled my credit card debts with.I will list the names of agencies and if anyone needs help i can give the right collector to talk too.I find most of the collector's in this business make it personal when calling you acting like it's their money you spent.I found i had to go to the creditor's on some of these issues and i also can help you with that too ...[yada, yada, yada]"

1)ALLIANE ONE
2)A.R.C RECOVERY INC.
3)ALLIED INTERNATIONAL
4)CBV COLLECTIONS
5)HSBC
6)NATALE LAW OFFICES
7)PORTFOLIO MANAGMENT
8)ARO
9)COMMON COLLECTION AGENCY

---------------------------------------------------------------------------------------------------------------------------------------------------------------

Ray

nice stormbringer.
We always need to see things that work.!!

Peace out fellows... we're all on the same side.

Despite you thinking I'm a "knucklehead", my method worked, so I shared it with the group. Feel free to use a different method if you wish.

Thanks for your generosity in sharing the direct numbers that you used. Oh, wait, you didn't actually use that method yourself. You just heard about someone else doing it. Riiiight. Perhaps instead of describing what you'd like to do in your fantasies, sharing methods that you've actually tried that actually worked would be more helpful to the group.

Well, all collection agencies record their calls. Better to blackmail you with. Jackals like Total Credit Recovery also advertise they have the Cisco Call Manager System that allows bank and credit card clients to listen in on their collection calls to you. The system was supposed to be anonymous, but it wasn't according to manager reports. Perhaps it is now after the stink with Capital One and other major banking clients, Maybe,Wayne Macleod could illuminate us.

In any event, if you have the patience to endure weeks of harassment and the "Russel Peters" routine works for you, great. Most people have neither the time, inclination or patience for that though. Certainly, the late John E, Dowling didn't have the endurance; his suicide letter mentioning iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency confirmed that.

Ever watch boxing, You always strike for the head; that's the weakest spot (besides another one which is fortunately illegal). If iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency calls you, get the number of one of the head guys and and hammer them. Why knuckleheads keep wasting their time on the masses of foot soldiers is beyond me. It's usually easy to get the direct number of head managers, lawyers, or even the president.

Trust me, calling the president's office and giving it to him or his secretary bugs them big time. Failing that, you can always hammer the ombudsman, but she's just an ex- collection manager from Alberta herself. One resourceful guy I know actually phoned a head managers home where he was living with his girlfirend/wife. She tried to lie her way out of it, saying that it was the wrong address but the guy read right through it. The bill was over $7000 but the daily calls ended that day. I wonder why.

Ray