I wouldn't use LSM as a source of why Primerica is bad..LSM Lorne S Marr has been suspended for 2 years from selling Insurance check the fsco site..Funny how the people that say Primerica is bad don't really have any proof...Funny how Warburg Pincus bought over $200 million and spent $10 million checking us out and still bought stock.or how the Canada pension plan bought Primerica stock or how Baron funds bought stock or how Primerica qualified to be listed on the New York stock exchange...BE VERY CAREFUL WHO YOU LISTEN TO...VERY CAREFUL

Primerica is a very interesting topic for many brokers. There are some inaccurate interpretations. On the surface, this philosophy makes some sense, but if you dig a little deeper, there are five major pitfalls when dealing with a Primerica advisor. http://lsminsurance.ca/canadian/term-life/primerica

5.Primerica employs a captive sales force; their agents can only sell Primerica life insurance products. This places their agents in a compromising position – they are not able to shop the marketplace in order to provide their clients with the best possible value.

I believe why some people hate Primerica is because they don't understand the opportunity or they didn't make any money and gave up.

and you're talking about this because?....

primerica is good for people who know how to make it work... and it takes work...

They're a business who offers a service... it's not forevery one.. but they are owned by the Travellers Group... so they must be a little credible.

Web definitions of a

naysayer - someone with an aggressively negative attitude.

http://wordnetweb.princeton.edu/perl/webwn?s=naysayer

naysayer - one who consistently denies, criticizes, or doubts; a detractor.

http://en.wiktionary.org/wiki/naysayer. 

Personally, I don’t hate any of the following but here goes,

Google: “i hate primerica”

Result: About 315 results (in small print below the Search bar)

Google: “i hate rbc”

Result: About 1,670 results

Google: “i hate future shop”

Result: About 2,720 results

Google: “i hate fido”

Result: About 4,690 results

Google: “i hate canadian tire”

Result: About 4,730 results

Google: “i hate td bank”

Result: About 8,070 results

Google: “i hate tim hortons”

Result: About 8,550 results

Google: “i hate macintosh”

Result: About 9,650 results

Google: “i hate safeway”

Result: About 11,400 results

Google: “i hate home depot”

Result: About 46,500 results

Google: “i hate microsoft"

Result: About 374,000 results

Google: “i hate charities”

Result: About 5,620 results

Google: “i hate kittens”

Result: About 63,000 results

Google: “i hate god”

Result: About 514,000 results

Google: “i hate children”

Result: About 561,000 results

Google: “i hate sex”

Result: About 1,380,000 results

Google: “i hate naysayers”

Result: About 1,630 results

Google: “i hate chat rooms”

Result: About 18,400 results

Google: “i hate blogs”

Result: About 316,000 results

Google: “i hate threads”

Result: About 525,000 results

This exercise was done on June 3, 2011. The numbers can fluctuate.

Yes, I can see why people hate Primerica. They’re amateurs. Not enough Primerica going around to hate.

If you're looking to research Primerica instead of just intending to find so-called justification to talk yourself/someone out of it, you should click on:

1. http://www.primericabusinessopportunity.com/public/businessopportunity/primerica-strategic-partners.html (not an anonymous blog or thread)

Primerica is partnered up with: Lockwood Advisors, Legg Mason Global Asset Management, Invesco, Pioneer Investments, AGF, MetLife, Morningstar, etc.

After googling, there is an obvious underground conspiracy network rumor that Primerica is a scam or just a plain shady company. If that's a fact then God must have pulled a pretty good shade over the eyes of all those big name companies/people. Don't they know? Are they just unaware? Did they not bother checking the company out? Did they not think to google and believe what they read? Do they know that Primerica is a scam and are they just willing to jeopardize their important reputation too? Scams in the financial industry are researched extensively, put out of business, and will probably be heavily charged.

The above paragraph also applies to numbers 2 - 11 that follow that are all third party pieces. The first link above is enough but some people who like to research want to know more and more. Was Primerica just successful in putting a blindfold over the eyes of everyone working in these companies/organizations?

2. http://www.bbb.org/atlanta/business-reviews/financial-services/primerica-in-duluth-ga-6985 (not an anonymous blog or thread)

The Better Business Bureau has accredited Primerica and given the company an A+ rating.

3. http://www.thefreelibrary.com/A.M.+Best+Assig%20...%20f...-a088999923 (not an anonymous blog or thread)

A.M. Best Co., that has been around since 1899 and rates the financial strength of insurance companies in the marketplace, also gives Primerica an A+ rating.

4. http://www.pr-inside.com/primerica-completes-national-ethics-qualification-r1797274.htm (not an anonymous blog or thread)

Primerica has completed the National Ethics Qualification with the Insurance Marketplace Standards Association.

5. http://www.bcsc.bc.ca/Search/Results.asp?s=primerica (not an anonymous blog or thread)

Primerica is registered with the British Columbia Securities Commission. Actually, it's licensed and registered in every province and state.

6. http://www.dailyfinance.com/company/primerica-inc-common-stock/pri/nys/institutional-ownership (not an anonymous blog or thread)

Primerica is listed on the New York Stock Exchange and Canada Pension Plan (CPP) is one of the top 10 holders in the stock with over $25 million in shares. Will everyone who dislikes Primerica refuse CPP payments at retirement? Are the top 10 holders also unaware that PRI is a scam?

7. http://www.investmentexecutive.com/client/en/News/DetailNews.asp?id=57201&pg=1&IdSection=22&IdPub=209 (not an anonymous blog or thread)

An article in the Investment Executive newspaper (March 2011) rates Primerica as the top performer in terms of assets under management.

8. http://www.thestreet.com/story/10503052/1/the ... -companies.html (not an anonymous blog or thread)

The Street lists Primerica as one of the top 22 strongest life insurance companies.

9. http://www.youtube.com/watch?v=oLUuim4LiVU (not an anonymous blog or thread)

Primerica's co-CEO is interviewed on the floor of the New York Stock Exchange by Elizabeth MacDonald on Fox Business channel.

10. http://bestdistancelearning.info/tag/company-with-most-6-figure-earners (not an anonymous blog or thread)

Administration at Best Distance Learning announces that Primerica is the company with the most six-figure income earners ($100,000+ per year) in the United States.

11. http://www.ripoffreport.com/reports/0/029/ripoff0029926.htm (not an anonymous blog or thread)

Rip Off Report did their own investigations on the negative comments posted on the site only to discover that Primerica's competitors were underhandedly trying to falsely incriminate the company. If they're doing it on this site then there's a pretty good chance that they're doing it all over the internet with articles, blogs, and threads.

12. Talk to some of Primerica's 6,000,000 (approximation) clients and talk to some, of the 100,000 (approximation) licensed people working in Primerica, who are having success.

Conclusion: Primerica has a great reputation outside of the underground conspiracy network which mostly consists of anonymous blogs and threads.

OR

If you're looking for information on Primerica with just the intention of finding so-called justification to talk yourself/someone out of it, you should just type Primerica into Google and choose to believe what certain people have written.

Welcome to the pyramid game. It takes years to learn the business (trust me - 20 years) and their methods are questionable at best.

Oh; their insurance products are among the worst.

I quit my job about a month after words. The way it was explained to me was after the training I would be put on salary. I guess I should have checked everything out first. Because I never saw a cent from them.

Your right it was an expensive lesson learned but I was younger and more nieve at that point.

Thanks Monty.

hey whataname,

How soon did you quit your job after you got involved with Primerica?

Yes it is a MLM insurance marketing company. That's an expensive lesson you learned. Anything in the MLM world takes time and experience. It never comes over night.

It's best to keep your day job while you're building up the primerica business.

I was sucked into Primerica as well. I actually believed what they said and quit the job I was working as they were promising me a great income and possiblity of eventually running my own office. This is nothing but a pyrmid Scheme. What they do is the commision you take in goes to the office boss who gives you a percent of it but your boss takes some and his boss takes some and so on and so.

If you want my advice stay away. Thankfully I got out when i did.