by Ottawa_Chap » Thu May 10, 2012 11:38:28 AM
I don't get it? There's no contract in place, so how can any legal action be won against you in court - this is assuming that you were to show up for the trial. Even then, as T.J. stated, the statute of limitations has expired, therefor your defense should include this fact so that the case can be dismissed on those grounds. In addition, w/o a signed contract, on what grounds does the collection agency have to log any negative action on your credit bureau file?
O.C.
Infuriating one C/A at a time..