by footloose » Thu Nov 17, 2011 08:42:35 AM
In a short answer............NOTHING HAPPENS.
While you and your ex-husband may have agreed in a separation agreement that you will assume all the debts, the creditor(s) were NOT a signatory to the agreement, therefore they are not bound by any agreement.
Any further contact with any of the creditors and/or credit reporting agencies is a colossal waste of time.
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Educating one Consumer at a time