by cbvsucks » Sun Mar 18, 2007 12:00:00 AM
Hi Monty,
I wrote on this board about some movie late fees that appeared on my collection, but I cannot find it to post a reply. Two movie places in Grande Prairie, Alberta filed with a collection agency for collection. One is $4, so it's obvious they solicited the accounts. Well, I requested a copy of the contractual agreement from one and never got a reply from the other. The one agreement authorizes that any late fees be charged to my credit card, of which they never asked for one. There is nothing about collections agencies of any other action, etc.,
So I wrote the collection agency and told them that I was in receipt of one of the original agreements and that I DID NOT give them permission to send this to a collection agency and that I expected this be resolved within 30 days as per the law by expunging the illegal info on my credit file and return any personal information of mine they have.
I got a snotty letter from them today with essentially a whole bunch of crap that states they did not not solicit anything and that as a courtesy to me, that it took 4 years after the late fees occured to put this on my credit file.
So, I know my privacy has been violated and that it is too much of a coincidence that this agency is representing two local video stores. (One a $4 late fee). without activly soliciting the accounts.
My next step is to obtain a lawyer, even if its just to file the complaint with the privacy commission on my behalf and whatever else as I have had it with people like this who don't think the laws apply to them.
My question is, what type of lawyer should I look for or does anyone have any suggestions for Calgary, Alberta.