Hi Laura and Monty,
I wish I would have come on this site before that day all of this happened! However, the Government dealing with OSAP old or new say they can hold back Income tax from people. That is what they were doing...I almost told them to take it, but with my small income I rely on that, as well, GST payments every three months that they would have also taken.
That being said, they Canadian Bonded, told me it takes up to a week now for my Income tax to be released. With this information, from you, if I don't see that money in my account I will try to get this credit card money back. It is unreal now to think about how I didn't sign anything with them yet signed over that money through my Bank! The Ombudsman has not gotten back to me yet.
Thank you both for the insight into all of this.
Fran