I am so confused .They want their full amount but I can't pay it all.So I give want I can pay. They call me at work to say they aregoing to do a garishee of pay.DO I pay want I can or don't I?

There are no forms to fill out, there from the court house in my town,

I wouldn't fill out those forms, it sounds like a trap.

ok the lastest, just received in the mail, small claim forms from crs...so we have 20 days to decide whether I go to court in june or I will claim bankruptcy.

Did a check with Equilfax and there it was, what my husband owes with his cards, also states they were sold..so I quess he has to start paying to get his credit back.They did not like what he could afford and wanted more money a month, but he said no. Still never received any paper work from CRS.

Don't forget to complain to Pitkin and his assistants. That should really, really, really, help clear things up faassssttttt.

ok, thanks, will give them a call, as soon as I can. How nerve racking this is..

Look, all collection agents are pathological liars. So unless you have a signed agreement in your hand BEFORE you pay them a penny, then 100% for sure, you will get shafted. At this point, I would give them nothing until they send you such an agreement. And don't give them what they ask for. Hang up a few times first.

This is the state collection agencies have been allowed to drift into thanks to the Debt Regulation Unit of the Ministry of Consumer Affairs headed by Brian Pitkin. And it will not change until someone does something about those who run that unit. When you've got ex-collection enforcers managing collection agencies, what else do you expect? Honestly!

No point in complaining here, we can't do anything. You need to complain to Dalton McGuinty If you don't believe me call up Brian Pitkin's personal number at 416 326-8802 and see what results you get.

A lot of people criticize Mark Silverthorn, but instead should be supporting his efforts.

http://www.collection-calls.ca/

Well to further more of my issues in my last post, I agreed a couple months ago to a monthy payment, so the other night I made my first payment, then contacted the legal department, as adivsed, and this Kristina say the amount of the payment was ridiculous, and I said thats all I can afford right now, then she proceeded to say they were going to put a lean on the house.

At first they reduce the amount then when I asked how much it was, it back to the original, she said it was only a one time offer,, 24 hr thing, I wasn't told that. One doesn't know what the other says or does there, its on how you treat them and their moods. Not sure what to do now!

I think you're missing the fact these are not serious posts to begin with. The serial cyberspam appears early every morning to clear the entires from the previous day. To wit in this instance

SITE MAP - POSTS BY BankruptcyRules

PostID Date Started Post Subject

3887 2010-12-08 05:09:58 RE: Advice on credit card settlement

3874 2010-12-08 05:06:30 RE:Either they want there money or they don't

3178 2010-12-08 05:01:27 RE: Disability Tax Credit

3888 2010-12-08 04:58:47 RE: Capital One blasted over easy credit

3832 2010-12-08 02:26:45 RE: BMO Small Claims Court

The author isn't even functionally literate, and bears a writing style curiously similar to the daily blog posts found on the left hand side of the home page.