by thatgirl » Wed Oct 25, 2006 12:00:00 AM
Hi there
My parents received several calls from this agency
They only left a recorded message to call them
My parents never called them as they thought it was just someone selling them something
Then one day they spoke to a man that stated he was looking for me and he gave them a file number and phone number to call
I called them and they stated that I have an outstanding debt with Bell Canada
This was from over 2 years ago
I asked them for the bill which states this and the Agency stated they only had the amount owing, no print out of calls etc
I told the Agency I would call Bell Canada to see if this was indeed true
The gentleman from the Agency stated that it would not do any good, as I would be on hold with Bell forever etc etc
I asked him to send my an actual statement from HIS company so that I may have something in writing and also check his company out to make sure he was legit
He told me that he would do this, but it would be faster for me to just pay it off now by Credit Card
I told him 'forget it' and to send me out the bill
He agreed
I spoke with him on Thursday and he said he would call me by Wednesday to see if I had received it
(He called on Tuesday leaving a message)
I told him I would anyway
I called Bell Canada and they stated my old phone number was being used by another person, but that the number I had, had an outstanding balance of $229.80
I asked them for a bill to send me so that I may verify this and Bell stated they had nothing and that the outstanding debt was SOLD to this Agency
The Agency told me I owed $237.62, not the $229.80 Bell
Canada had stated
My questions:
I am wondering how many times can a credit company call and badger you in a week?
Can a credit company collect an outstanding debt after over 2 years?
They wanted a credit card, I said no, they suggested paying on line through my bank, I said no, but would send a money order or cheque, IF I indeed owed them?
What are my rights?
I also told them that my rent, bills and utilities NOW are priority and if I owed them, would pay after 2 weeks....
Sorry for the length of this .........
Any help would be much appreciated:)
A