If you have good credit they don't cost. You can apply online and it will tell you in seconds if you are accepted and the amount of your limit. Use credit cards carefully and avoid misuse. Pay your payment regularly to credit bank.

Credit card usage is part of the culture... we're a instant gratification nation... we like things now...

Credit cards are only bad when people use the credit value as income... they carry a balance and don't pay off their balance monthly...

hi adamdecker071,

i have found out that your are new to this website. i am welcoming you to this site which provides you a lot of information, updates and news about personal finances, banking and credit cards.

feel free to go and check out the totality of the website where a lot of topics are discussed and countless people are following different respective threads.

if ever you have any concerns, problems or inquiries then post it in this site. we are here as well as the people that do log in the site are willing to help you as give you advice as well.

hi..

i think with the increase in the credit card usage of Canadians, it means that a lot of people in Canada are already card holders and they do prefer to use their cards rather than bring along cash with them.

The increase of usage of credit cards is a sign the majority of canadians are having a hard time surviving.

Hi, I am new to this forum. The number of people using credit cards has increased. Why there has been a rise in the usage of credit cards?