Collection Agencies - Do I have to deal with Collectcorp - Canada

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RE: Do I have to deal with Collectcorp

Postby bens918 » Fri Apr 12, 2013 07:12:02 PM

I am not going to deny that the company does not come off as shady. I have researched the executive staff, licensing, building lease, website hosting contract etc... and all of it seems to be silly. A company that goes through a lot of steps to use fake names when it takes only hours to find their real names online. Why bother? If they know our names and call us all day, why shouldn't we have theirs?

Regardless, they do have the right to collect. However paperchase is right to some regard. Collection agents often like to pick the low hanging fruit. Turn around is high because their job sucks so they go after the people they think they can get money from. Asking to see what they owe from a company that is difficult to get information from might just be enough to get them to stop calling. Disputing the charge has also worked for me as the agency didn't care to get involved in a legal dispute over a small amount.

However if they feel it is worth their time, they can take you to court. If this happens you will get a court conference. Try to get an offer on the table and reschedule another one. An emergency the day of one of these (hospital visits provide great uses for these in Canada) also get a postponement. Then file to have the case held in the most inconvienent place for their lawyer to get to (the lawyers letter head helps with this). Then getting another postponement during court is easy on a one time basis if you are missing key facts (duty council is free at the courts and he will tell you what the court NEEDS to proceed or they will set another date). Doing this will force the court date back a couple years and cost the creditor or collection company TONS of money. Sometimes 10 to 20k depending on travel and the lawyer they need. Then in the end the judge will probably reduce the amount and you pay it.

I will keep recommending this to everyone until they stop calling after 7 am and let a guy wake up at 8 like a normal person.

Also there is free credit counseling sponsored by government agencies, you can find them on the web. They will tell you your rights. If you want to know real peoples names, Call eHealth in downtown Toronto. They work in the same building. A chatty lady was nice enough to give me a bunch of them as she doesn't like creditors.

Now we can call each other from home at 7 am. I recommend it to everyone. Then we can solve my query before John even gets to the office. I call that efficient. Look forward to our morning chats guys!!!
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RE: Do I have to deal with Collectcorp

Postby canadadisability » Mon Dec 20, 2010 05:56:01 PM

Give them a call with John Tejlley , President, Operation Manager
Toll free #: 1-800-900-4238. That could solve your query.

And if there is one thing we can guarantee, it’s that your case will be always be treated as a top priority, you will always receive answers to your questions, and we always fight for our clients.
http://canadadisability.ca/disabilities.html
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RE: Do I have to deal with Collectcorp

Postby nameuser » Wed Sep 22, 2010 01:29:53 PM

Footloose,

You can lead a man to reason but you can't make him think.

Just let him believe what he wants to :)
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RE: Do I have to deal with Collectcorp

Postby Paperchaser » Wed Sep 22, 2010 10:37:23 AM

Footloose:

"You claim that you have done your research and you know what you are talking about. The fact of the matter is that you have clearly NOT done your research and YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT."

I respectfully disagree 100% with you..think what you want I don't care.. I have DONE my research and I have used both sets of legislation to effectively deal with collection agencies.. have a nice day.
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RE: Do I have to deal with Collectcorp

Postby footloose » Tue Sep 21, 2010 08:36:31 PM

Paperchaser

You are out to lunch and I mean a long lunch.

What the heck does the Federal Bills and Exchange Act ( federal
legislation ) have to do with the Collection Agencies Act ( provincial
legislation )? Show me the connection. Neither legislation overrides the other. In the Federal Bills and Exchange Act, it doesn't even mention the term Collection Agencies nor does it make any reference to collection agencies either in its footnotes or the Regulations. In the Collection Agencies Act, it doesn't even mention the term Federal Bills and Exchange nor does it make any reference to federal bills and exchange either in its footnotes or the Regulations. SHOW ME WHAT I AM MISSING.

You claim that you have done your research and you know what you are talking about. The fact of the matter is that you have clearly NOT done your research and YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT.

REMEMBER It is better to be thought a FOOL than come on this
website and PROVE IT!
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RE: Do I have to deal with Collectcorp

Postby rawdebt » Tue Sep 21, 2010 04:50:25 PM

You don't have to deal with the collection agency, you can just contact Rogers and resolve this issue. However, remember the reason why they hired a 3rd party collection company, because you chose not to either intentional or not intentionally to communicate with Rogers before and to resolve the debt.

I don't have knowledge about the bills and exchange act and how it effects accounts in collections.

Also, remember the statute of limitations.
http://rawdebtsolutions.com/
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RE: Do I have to deal with Collectcorp

Postby Paperchaser » Tue Sep 21, 2010 04:33:15 AM

I am here because I have done my research with respect to the Federal Bills and Exchange Act. I have issued letters sent by registered mail that I do not deal with 3rd parties with respect to collection matters.

I had this discussion with Brian Pitkin 2-3 weeks ago regarding another agency I was dealing with.. I told him in no uncertain words that I will NOT deal with any collection agency as they are 3rd parties.. I also told him unless the collection agency provides me a copy of said contract they can buzz off.. He said " very well" and the agency in question has stopped their collection activities.

The following is taken from The Bills and Exchange Act of Canada 1985:

(2) If a bill is not duly presented for payment, the drawer and endorsers are discharged.

The act goes on to say the document must be a BILL not a statement, not an invoice or any other piece of paper.

So you can think what you want.. what I have done has worked for me, so I know what I am talking about.
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RE: Do I have to deal with Collectcorp

Postby nameuser » Mon Sep 20, 2010 06:21:03 PM

Why would collectcorp need a document the debtor signed to collect debt on behalf of their clients? The creditors agreement stipulates you will repay them the balance when they or any agent acting on their behalf asks for it.

And regarding court, the agency uses the original creditors loan agreement and credit app, not sure why paperchaser is even posting here but wanted clarify that he doesn't know what he is talking about.

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RE: Do I have to deal with Collectcorp

Postby Paperchaser » Mon Sep 20, 2010 05:09:26 PM

I don't see why not.. collection agencies are third parties and as such are not legally allowed to collect a debt.

If they contact you again, ask them for a copy of the ORIGINAL signed document you have with COLLECTCORP. Well they can't so tell them to pound salt.

I've done this with a couple of agencies, if you offer to settle upon proof of contract with them and if it ever gets to court.. the judge will laugh in their face because you offered to settle and they come to court without a signed contract from you on THEIR letterhead
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Do I have to deal with Collectcorp

Postby EDW022011 » Fri Jul 30, 2010 02:11:13 PM

I have an outstanding collection with Rogers wireless that collectcorp is trying to collect on, I don't want to deal with collectcorp, they seem very shady and they want me to pay to a Salma Sheikh in trust. Can I refuse to deal with collectcorp and contact Rogers?
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