Collection Agencies - cease & desist letter - Canada

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RE: cease & desist letter

Postby HonestAbe » Sat Mar 29, 2014 05:25:05 PM

Because the door never closed. The old Consumer Protection crew is still there.
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RE: cease & desist letter

Postby TJ.brooks » Fri Mar 28, 2014 09:36:11 PM

lol.....Abe, why are you opening that door again....sheeesh
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RE: cease & desist letter

Postby HonestAbe » Fri Mar 28, 2014 07:15:52 PM

Hmmm.... I take it you never looked at the YouTube video link contained in my last post.
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RE: cease & desist letter

Postby bonnie64 » Fri Mar 28, 2014 06:15:11 PM

Thanks SO much HonestAbe for that info. If they keep calling I will contact Gary Demers for sure. You are right..once you send a C&D letter they cannot keep calling.
Thanks again.

Bonnie
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RE: cease & desist letter

Postby HonestAbe » Fri Mar 28, 2014 07:57:49 AM

Yes, contact Gary Demers, collection agency registrar of the Debt Recovery Regulation Unit at 5775 Yonge Street, Suite 1500, Toronto and tell him they aren't following subsection 22(1) of the Collections Agency Act Regulation (103/06). His direct personal phone number is 416-326-8802 - the same as that of his predecessor, Brian Pitkin. His private email is gary.demers@ontario.ca.

https://www.e-laws.gov.on.ca/html/source/regs/english/2006/elaws_src_regs_r06103_e.htm

I'm sure you will get a response every bit as effective as Erica Johnson of the CBC obtained from his predecessor.

https://www.youtube.com/watch?v=Fjp4X1bfGkg

By the way, it's called the Consumer Protection Branch, Ministry of Consumer Services - though the departments all occupy (and not much else) the same office - not Consumer Affairs.

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RE: cease & desist letter

Postby bonnie64 » Fri Mar 28, 2014 05:12:56 AM

Well I would hope tat after 5 months they would have got their ducks in a row. I did write to Consumer Affairs in January..but kept gettig calls.
NCR actually had their so called president call me..I told him to stop calling and blocked his number..that was 2 weeks ago and have not had any calls since then..not even robo calls.
I sent the cease&desist letter to NCR back in October 2013.

Many thanks for your reply.
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RE: cease & desist letter

Postby DebtFighter » Thu Mar 27, 2014 09:03:13 PM

Bonnie, it is possible that the collector who called you was not aware that you sent them the letter. Remember, it takes a few days for the entire staff there to remove you from their system, including the annoying robo calls. A call centre of over 100 can take a while for them to acknowledge the letter to cease and desist.

If it continues to persist, send them a cease and desist letter stating that you do not owe the debt and refer the matter to the courts. Since the stats are barred, they won't. They are LEGALLY required to stop. If they do not, complain to the Ministry of Consumer Affairs and make sure you record all calls after the letter arrived.
Fighting debt collection: Knowledge is POWER! Disclaimer: I do not provide legal advice. I am affiliated with former debt collectors and only provide help to consumers who need assistance with debt collections. If you require legal advice, I recommend consulting a lawyer. I do not condone not paying debts on purpose and using strategies I provide to elude payment and responsibility.
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RE: cease & desist letter

Postby HonestAbe » Fri Oct 11, 2013 09:21:56 AM

Had the limitation period not expired, sounds like you might have a case for suing MBNA for raising your credit limit when they shouldn't even have given you a card. Works for Steve.

The collection calls will stop shortly on a debt this old. It's just a brief, desperate last kick at the can.
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RE: cease & desist letter

Postby TJ.brooks » Fri Oct 11, 2013 08:41:52 AM

And you kept spending it....wow it is their fault...lol
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RE: cease & desist letter

Postby bonnie64 » Fri Oct 11, 2013 08:38:00 AM

Yes and my $10.00 to send it!!! All this because of an MBNA credit card..and they kept uping my limit!! grrrrrrrrrrrr!!!
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