Thanks everybody...
One of my beliefs is that in adversity there is opportunity...
Obviously the loss of a spouse over 5 years would be considered great adversity... but, over that time I have strengthened my beliefs in personal finance even more...
Over that time period I have stayed debt free, I have increased my cash holdings, I have learned how to repair the items that I own, and in general I have learned to appreciate what I've got...
If you're talking about personal finance health, I would be in much better health than I was five years ago...
My wife's cancer situation taught me to appreciate what I have, and gave me an even worse taste in my mouth for consumerism... the reason for this is: when you're in a situation of constant loss and deterioration and disappointment, the best you can do is develop a good appreciation for your loved ones, and all the other physical belongings you've got...
I've always been a good saver. I've been in debt a few times over the years, but with the cancer situation, I saved extremely diligently. Cancer is all about crisis after crisis.. one thing after another. I needed to create an atmosphere of stability in my household ... my wife had enough to deal with, with cancer.... she didn't want to hear about money problems, or any other problems for that matter.... since lack of money can cause extra worries.. fortunately, we didn't have money worries and it was absolutely wonderful....
I will blog about these in greater length as time goes by. I am still dealing with my wife's estate. That is something you don't deal with until somebody passes away... I've learned a great deal about that from practical experience.
I'm dedicating 1/2 hour per day to work on the discussion forum, going forward... I will personally review the forum for spam... and hopefully I can post some new interesting topics for discussion....
Cheers