heard on the news that 36 lawsuits were settled with cash store and insta loan and it was not in the company favour So I am thinking almost a year later you may not hear from them any more Elaine

"...if you want to be an ahole then go f u ck your self I wanted an answer to a question not b ull s hit I want this debt settled and I am out of ideas hwo to do it so if u don't want ot help then go f u ck your self."
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Dearest sweet Elaine, I would hold that thought and save it for the judge. For extra effect, give him/her the middle finger while telling them off.

Elaine several people on here have advised you numerous times to the same question you keep asking...problem is you do not want to listen.
They have no obligation to deal with you. You are in no position to deal a better outcome at this point because they still have plenty of time to sue and you hold no cards to deal with and they know it.
If you are not prepared to meet their demands now, then for the last time....just ignore them do not contact them....wait till they finally shit or get off the pot and sue you.
You will get a much better deal from the judge then you will from them.

The answers here will not change just because you ask it a 100 times.

They're coming to get you Elaine and nothing you can do will stop them.
You'll have more nine's on your credit report than a cat o' nine tails has tails.

I don't need a what do u call it a 9 on my credit report cause no one would give me a straight answer about a debt

I guarantee that a whopping, humungous, colossal lawsuit will arrive at your front door or work desk sometime this week.

You should have taken Steve up on his offer to rent his tear drop trailer and left town until this has all blown over (Dog & scooper included at no extra charge.)

I don't want this to hang on I was only complaining cause I wanted them to send me a letter how they came up with this amount that they say I owe And when I offered to settle they told me an amount if I didn't pay then they would start court action and a garnishment on me Sooner or later this will end up on my credit report I am guessing and there goes my chance for a good deal on a car loan I did try and call them and they told me that it has gone for legal action so not sure if it has or has not

Your first 50 posts complained that they wouldn't stop calling. After they stopped calling, as I predicted they would, your next 50 posts complained about them not calling at all. If you're getting lonely, why not try calling them?

the tihing is I don't want it to go to court I want to settle it but am getting no where and now the company isn't talking to me '

Yes, I bet a whopping law suit from Superior Court is on its way to your front door (or office) right now. If I were you, I would rent Steve's tear drop trailer for $300 a week and leave town pronto. I just hope Steve got the smell out it from his dog. No matter, get out of town before it's too late.

But if you foolishly decide to stay, you may find this website helpful.

http://www.lawhelpontario.org/superior_court/

(No need to thank me.)