You are right that it is not easy to find good mortgage broker who can help us in getting mortgage. This time many mortgage companies are available that provide mortgage service but you should ask their certificates and work experience before hiring them. This process will ensure you that you are hiring well mortgage broker not a fraud person.

MilleP,

Here is something that might interest you since you are looking for a NIQ Mortgage.

http://www.bcmortgage.ca/self_employed.htm

Every brokerage has good and bad agents. Only smaller brokerages with few agents can be judged by the name. Whenever you have 50+ agents working under one umbrella it all comes to personal experience.

Low interest rate is not what should make a decision, the question is:"Does this mortgage product suits my needs now and 3 -5 years from now" Each mortgage loan must make sense or else people will be in a ride like this one poor guy who had to go through the divorce, and when it was time to brake his mortgage he found out that his penalty evaporated for a price of 200 - 300 dollars a year.

Never heard of them before now. Quick research doesn't show anything negative.

Worst I could find is that their rate holds are only for 30 days and if you want a 120 day hold you need to agree to a higher interest rate but that wouldn't be an issue for a re-new.

Found one person who claimed they switched the rate on them but based on the quality of the post I wouldn't put much credence in that claim.

I spoke with Invis on Monday and while I haven't done business with them yet I found their broker was knowledgeable, fast, and claims to have a product that will meet my very odd needs which no other broker has been able to offer at market rates. For all I know when it comes time to put stuff on paper it might all fall apart but as of know I'd second the recommendation.

Valueland does have some pretty low rates posted but any broker should be able to match them. They also offer NIQ mortgages so I'll likely give them a call and see what they have to offer,

What about invis.ca?

Hey guys..

Looking into a Renewal and some told me tonight about Valueland

Anyone dealt with them??
Are they any good ??

Any Comments would be helpful..

ttyle

Eric
O/ST