They basically kept trying to assess if I was actually seriously going to sue them or not. I'm sure a lot of people threaten to sue them but in my case it is pretty clear that I have legal training. If they googled my name they would have gotten a few hits for some sizable donations I made to my law school. I explained that I was still planning to sue them and that I was going to file on Friday. She flipped out but between rants there were questions that were clearly asked with the intent to determine how serious I was. There was clearly concern on her part as well as a horrible attempt at bluffing about their options.
They have since removed the negative information from my credit report but that doesn't make any difference. Statement of claim is mostly ready and I just need to edit it a little. I was suppose to file last week but got busy -- plan to do the editing tomorrow and I will file Monday. The negative info is gone so not as much of a rush but still proceeding just for my own entertainment and to screw with them.