In the contract I signed for my loan all it says is I agree to pay $480 on a certain date. Which the date has passed. It does not say anywhere on the contract anything about like $20 a day or what they charge everyday that the loan is in default. And I cant find any where that says that the company is called Xtra Cash if any one can find anything I would like to see it on what they charge . I am only getting this by a person over the phone

If it's in the contract you signed then you owe it to them. If you do not pay them, they will get nasty and put it in your credit report.

So am I going to have to argue with them over the extra $125 they want

So they claim instead of owing them $480 they now want $480 plus $125 which is not going to happen who who knows what they will do when I only pay the $480

I am told $80 is interest the rest are penalities and adm fees which seems high And that is only if they wait till Thursday and dont try and collect from my pay roll company before hand they dont want to wait as they said I am already in default and so they want it now

Of that $125. what's the breakdown: interest vs. admin fees?

I believe that there is a cap on how much interest they can charge per year, andmin fees I'm not sure about but could review my notes later in the eve if you provide those #'s.

I see another scare plot to make me pay up. No at 2pm I plain to be in the PDL office with my money I do not however plain to pay the extra $125 they claim that I owe them in lost interest and in adm fees.

I guess you will find out this week but there is no way they will get any money directly from your payroll company unless you had a judgment against you. If they could get the money directly from your payroll company, they would not bother to call to give you a hard time.

So yesterday the PDl cpmpany claims they will get paid directly from my payroll company before I get my cheque on Thursday I dont remember anything I signed where theyc an do that can they

I told them I would be there after 2 and pay them off All I got told was that wasnt good enough but there I will be and never again do I go to one of those places. I told them I am trying to work with u people but guess it doesnt matter pay now or we call the cops