Ranzzz,

I understand where you’re coming from because we do need the correct information when helping members.

Cheers

Re: Average Joe

In fact the last thing we need in this site is some people from C/As trying to spread false info around. If it wasn't OC challenging him, his info might be mistaken as a fact. I feel extremely suspicious for LegalBagel who is from a "legal" dept of a C/A does not know the law regarding acknowledgement already.

"If you've told them in writing (preferably by registered mail) that you wish them to pursue the matter by way of the courts they should not be calling you any longer."

Although there's truth within your statement, unfortunately, many of you telephone terrorists tend to avoid adhearing to the collection laws in place.

"How exactly does one go about getting a C/A to initiate legal proceedings? I've had more then a few threats made to me, so in two written responses I’ve clearly indicated that I'd like their office to move forth with their wrath."

Tell them who your employer is and that you own your home =)

If you've told them in writing (preferably by registered mail) that you wish them to pursue the matter by way of the courts they should not be calling you any longer.

Ranzz,

I believe you’re out of line for telling the legalbegal to stfu.This member made a mistake and he apologized for it. The last thing this site needs is rude members. The legalbegal has come on here so far and has acted in a professional manner.

Cheers

Good. LegalBegal please stfu.

Ranzzz,

If you read down the page, you will see legelbegal apologized for the mistake earlier today.

Cheers

I don't know why some people here keep insisting verbal acknowledgements of debts are valid in Ontario. It is written down black and write in Limitations Act 2002 that it has to be in writing and signed by the person or person's agent in order to reset the SOL.

Would LegalBegal please provide the law here in order to verify that? You also mentioned there is no precedent setting cases over a period of 7 years since the Act was implemented. It looks extremely suspicious that no collection agency uses that to reset their debts? If you can't provide which Act and section claiming verbal acknowledgement is valid, I am calling you a liar here. Please refrain and control yourself from your habit of lying to people. If you can provide proof, I will apologize here if not just stfu.

In all truth, agencies wont sue unless it is absolute that they have to... And it all depends on the type of debt we are talking about being collected, the amount, and whether or not the client/ original creditor will pay legal fee's.... I would need to know more before I could advise.

And thanks for letting that one slide... I deal in all provinces and most of the states, so sometimes it all gets a little boggled in my head... Especially when I am sick... So, I dont guarantee that it will never happen again, but I do promise to do my best to ensure it doesnt :P

Alright then.. I guess we can cut you some reprieve on this one, eh.. ;-) Should we chalk it up to the cold medication clouding your recollection that day? ;-)

On a different note, here's something that perhaps you could add some clarity to: How exactly does one go about getting a C/A to initiate legal proceedings? I've had more then a few threats made to me, so in two written responses I’ve clearly indicated that I'd like their office to move forth with their wrath. Problem is, I can't seem to entice them pick a proper fight? I'm [typically] not one to become belligerent on the phone, but if that's what one has to do, well, I’ll certainly ensure that I become crafty with my words.