by hotwire » Sat Nov 21, 2009 12:03:37 PM
UPDATE :
Iv paid off the Rogers bill, They setteled for a $2500 lump sum, rather then wait to get the $6000. Wich Im happy about. Iv also paid of the Line Of credit, and kept using my CapitalOne Card. Wich they seem to be very happy about.
Iv done a full credit check on both Equifax, and Transunion. I got the Credit score ratings as well to track any change. And Iv found a few issues. Iv done this once a month for the last 6 months.
A) I could have sworn I owed Telus money, but according to my credit report I dont. And Iv looked at a credit report from the local department store, and it doesnt show up on that one either (wich seems to be more detailed, and has a lower Score then the ones directly from Equifax and Transunion)
B) The IQOR account, and related Rogers accounts have had no change what so ever in their standing. The Rogers account, now shows, I owe $3500, rather then $6000. And I QOR shows I still owe them $6000.
Iv faxed off disputed to Equifax, and Im mailing disputed to both Equifax and Transunion. I hope to hear good news back from them.
One good bit of news, My Bank gave me a $10,000 Credit card. I didnt ask for it, they asked me if I was interested. So.. I took it, but with a lower limit of only $7500. Was that a bad idea? And does it show that my credit score is improving? A year ago they wouldnt even concider me for a $500 card??