I don't where you live,
in Quebec go for Info: http://www2.publicationsduquebec.gouv.qc.ca/dynamicSearch/telecharge.php?type=2&file=/R_2_2/R2_2.html

I know koodo is Telus -- but no contract only responciple for your TAB -- can toss em anytime I like -- that whayt I like -- no contract -- so far I have had none of the nightmares I had with robbers. And I really look forward to this David A Ball law firm taking me to court so I can embarass them.

I believe they are ripping off consumers on their minutes, its all in the software. The company koodoo is owned by TELUS.

Actually i went with koodo mobile (add a dot com) no contracts, month to moth same package I had with rogers is less. Actually i had a 1000 min a month plan on rogers and somehow they said every month I went over -- I have 750 with koodo and somehow never go over -- use the phone about the same as robbers so that tells you they are frauds.

Once my mobility contract is up with Bell Aliant next year, there are some good deals in my province for pay as you go .If you go pay as go it might cost you a little extra but you won't have the hassle of canceling the service. I have checked around and TELUS Mobility and Virgin Mobility seem to have the good packages. I also know that virgin mobility does not charge 911 fees. The other benefit of going pay as you go, there are no system access fees.

I am in the same boat -- Just got the letter -- Back in Feb 2008 I owed $200 and I was tired of them constantly changing my plan without consent so I canceled via phone and via email and written mailed notice. They breeched their contrat with me numerous times...now because I had put down a $200 deposit I told them we were square. They turned off my phone and repeated to bill something like $400 a month. Every month i would email them and tell then again how I cancelled. They said you can't cancel in writing has to be by phone...which then they said you can't cause account is suspended so no way to cancel..lol...what a joke. Anyway I email the lawfim back and expressed how I can't wait to present all my emails and evidence on Rogers misconduct and their fraudulent behaviour, also looking into some type of counter suit or class action ? Anyway I am confident they would lose in court anyway. If it does affect my credit , it would be a fraudelent claim and I believe I could sue or something.

Thanks Juan,

Yes they can launch a lawsuit to mitigate their losses – every creditor has that legal remedy available to them. You signed a contract after all. But the bill collector bark is often worse then their bite. Lawsuits are rare and they are usually (but not always) launched from a business perspective. What that means is, if they spend money to sue you, what are the chances they are going to recover it if they are successful in court.

At the end of the day, becasue the remedy is available to them, everyone should expect to get threatened with a lawsuit when they are in default or in collections. Its one of the disclosures we make to all of our clients in our debt settlement program

You should read this article I wrote on collection legal action

And no, I don’t think you will have a criminal record if you are ever sued for debt, unless the creditor can prove some level of premeditated criminal fraudulence, which I have never seen them do. I think they would have to prove to the courts that you actually woke up in the morning and said to yourself "Right! I am going to rip off some creditors today"!!! lol

If you don’t have the money to pay, there isn’t much they can do but tick you off… if you let them get to you.

Do what you are doing and read posts on here, there is some good advice, but take it with a grain of salt.

I am not advocating hiding from your debt or not paying back your obligation, everyone should resovle their debts, but if you are not able to for the moment sit tight and, as Joe pointed out, do it on your terms and try to settle when you have the money available to do so. Good credit matters but not as much as your own survival.

I would offer them 50% to settle your debt. If they accept make sure you get the settlement offer faxed to you before you hand over your money.

Richard i've seen of your replies on this site, and would like to thanks you for helping people, sometimes this companies take advantage of people like us who lack the legal knowledge to confront them, i just got a letter from the same company thats threating Ian : Law Offices of David Ball, for the same matter, i owe Rogers, they told me they got my file and they are gonna start an investigation to start an lawsuit against me, and they also said they only way for me is to forward them the payment $1298.00 most of that money i owe them is interest as well, cuz i cancelled my service but they kept charging me, what can i do? i dont really care about my credit, its sad to say it, and it sounds irresponsible, but i have no other options, i work in construction, and for the last year it has been getting increasingly difficult to fin work, so thats why i honestly dont care about my credit anymore, the damage is already done... please give me an advice as to what can i do? can they really start a lawsuit against me? could it affect my criminal record? thats my biggest fear, because my criminal record is clean, i've never had ANYTHING on it and i wanna keep it that way, what is the worst that can happen? currently i am not working, so i am not worried about any wages garnishment. Thank you so much for your help Richard, but you are the only one i could find on the internet who doesnt try to rip people off. Thanks . Juan

Most cell companies lock you into 3 year contracts, chances are, they got you on the hook, and you do owe that balance… contractually speaking.

Your David Ball letter is more then likely a lawyers collection notice or a draft statement of claim. Read here to learn about how the collection agency registrar in Ontario feels about them. Draft Statement of Claim. Bottom line it seems lawyers don’t report to him so there isn’t much he can do to stop the practice unless the Law Society of Upper Canada does something.

If you don’t care about your credit, dispute it by registered mail and suggest they take you to court. The Ontario Collection Act states calls must stop at that point. Its not likely they will, but at least your phone should stop ringing.

If you care about your credit, work out a deal to pay it off, if you can raise a lump sum, offer to settle the debt in one payment for less then you owe. Look around this site for tips on how to do that properly first though so you don’t get burned.