I believe in Alberta they have two years to sue a person from the time of last payment.

Thank your for your input. I thought this might be the case but I was wanting another opinion.

Guess, I'll start researching Alberta laws.

If the contract was signed in Manitoba, then the laws of Manitoba would apply.

I live in Ontario and I am having an on going battle with a debt that is with a Manitoba company and I was told that the contract is to follow the manitoba rules and statue of limitations. even though I live in Ontario.

I was wondering if the statute of limitations on debt is based on the province where the original contract is signed or the province where it has gone into default.

I have a line of credit with TD Canada Trust from when we lived in Alberta a few years ago. It was a joint account and my co-applicant declared bankruptcy leaving me with a substantial debt.

I have been back in BC for the last 4 years and the debt has just gone to collections; however, we never had our accounts transferred here, so our branch is still the one in Alberta.

Will my statute of limitations be based on Alberta laws where the debt contract originated, or by BC laws where the account began to go into default.?