Collection Agencies - Iqor still calling over a bill from 5 years ago - Canada

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RE: Iqor still calling over a bill from 5 years ago

Postby montyloree » Mon Mar 23, 2009 09:26:06 AM

equifax.ca

or tuc.ca

And of course , this information is in my DIY Credit repair ebook for Canadians.
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RE: Iqor still calling over a bill from 5 years ago

Postby bella5531 » Mon Mar 23, 2009 09:23:12 AM

ok can l get an email address on there website? i may just wait and get my score as well.
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RE: Iqor still calling over a bill from 5 years ago

Postby montyloree » Mon Mar 23, 2009 08:44:03 AM

you can write in for a free credit report to equifax and transunion.

by law the credit bureaus are required to give you a free credit report.

You won't get your credit score with the credit report.
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RE: Iqor still calling over a bill from 5 years ago

Postby bella5531 » Mon Mar 23, 2009 08:35:50 AM

no i haven't checked on a credit report. can't exactly get one at the moment l've tried to find a free one online but have been unsuccessful. maybe in the next few weeks l will try. Thanks...l figured that they wouldn't be able to do anything about it. l will just ignore them from now on...
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RE: Iqor still calling over a bill from 5 years ago

Postby montyloree » Mon Mar 23, 2009 08:30:33 AM

Hey bella5531,
If you're in Ontario you may be okay based on the statutes of limitations. .. which apparently is 2 years.

Iqor buys up old debt like yours and then trys to collect on it.. they must make money on it...

I don't think they would be able to enforce this in small claims.. and I'm pretty sure they won't report it to the credit bureau.

Have your checked your credit reports to see if this item is on there?
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Iqor still calling over a bill from 5 years ago

Postby bella5531 » Mon Mar 23, 2009 05:07:02 AM

Iqor keeps calling me over a Bell Mobility bill from about 5 years ago. Bell was supposed to send me a bill and they never did. Iqor told me they are the third collection agency to get this and yet this is the first l have heard of any collection agency about it. They keep calling me and calling me after l made an arrangement with a sup...he told me that if anyone called to tell them l made an arrangement...well they kept calling and when l would ask to speak to a supervisor or try to explain to them they would hang up on me. The matter has now gotten so far that my father is the only one speaking to them on my behalf. I wrote out a letter and faxed it to them stating they are no longer allowed to contact me only my father. any other advice? should l just forget about the bill? are they still allowed to contact me even though its been 5 years
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