Collection Agencies - Serious Issue - Think Might Go Legal - Canada

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RE: Serious Issue - Think Might Go Legal

Postby average_joe » Fri Jan 09, 2009 12:28:07 PM

Take 10 deep breaths and everything will be fine now.
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RE: Serious Issue - Think Might Go Legal

Postby awiseone » Fri Jan 09, 2009 12:26:27 PM

I received the letter from IQOR / Formerly CBCL and sent it to Natale. I swear if they continue after me with this I am going to bring a reign of sh*t down on them......sorry just venting ;)

Thanks all.
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RE: Serious Issue - Think Might Go Legal

Postby awiseone » Fri Jan 09, 2009 09:16:47 AM

Thanks folks for your comments they have proven to be most helpful.

Regards,

Awiseone
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RE: Serious Issue - Think Might Go Legal

Postby Bill K. Lecter » Fri Jan 09, 2009 07:01:30 AM

Get the release letter. Fax it to Natale. Move on with your life.
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RE: Serious Issue - Think Might Go Legal

Postby average_joe » Fri Jan 09, 2009 06:59:24 AM

Of course not, if you have the letter of release stating you settled your debt call up the company that is bothering you and fax them the release letter. I had this happen to me once and I faxed them the proof and it was end. I would keep all release letters for years if possible. I must commend you on being smart for asking for a letter before handing over your money, most people don’t.
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RE: Serious Issue - Think Might Go Legal

Postby awiseone » Fri Jan 09, 2009 06:49:10 AM

Thanks. Now one other question does this legal firm have a leg to stand on if they take me to court and I have both the signed settlement letter and the release letter?
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RE: Serious Issue - Think Might Go Legal

Postby average_joe » Fri Jan 09, 2009 06:30:35 AM

I you received a signed letter prior to paying them; it should not be a problem getting the release letter from them.
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RE: Serious Issue - Think Might Go Legal

Postby awiseone » Fri Jan 09, 2009 06:24:59 AM

Yes I received the signed letter from cbcl prior to handing any money over to them.
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RE: Serious Issue - Think Might Go Legal

Postby average_joe » Thu Jan 08, 2009 04:20:45 PM

If you settled this amount with cbcl they should have no problem giving you a release letter. Did you receive a letter from cbcl at the time stating they would settle for $600.00?People on here have to realize when settling a debt with a collection agency or a creditor you must get the agreement in writing before handing over the money or your out of luck if someone else decides to come after you.
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Serious Issue - Think Might Go Legal

Postby awiseone » Thu Jan 08, 2009 03:32:19 PM

Hi There,

Well where to start. I had a Rogers Wireless bill from 2002 which went to CBCL. I then needed to purchase a house and the lender wanted me to clear my credits. So I contacted CBCL and they sent me a signed letter of settlement if I payed $600.00 out of $1173.47 within a stated timeframe that the account would be closed. I payed over internet bnking directly to CBCL and kept the printout confimation of the transaction 3 days prior to the due date.

Now I am receiving calls from Natale Law Offices stating that I owe Rogers Wireless another $140.00 or so. This is 9 months after the bill was payed. I sent them a copy of the documents and they stated that I need a letter of release or they will pursue legal action. For one I am not inclined to provide them anything as this has consumed so much of my time already and they are quite rude. I sent the law office a letter stating that if their client does no cease and desist all contact with me that harrassment charges and a law suit can and may be pending. They continue to persist.
What are my options here? Is CBCL leagally bound to provide this letter of release? Also do I have any chance of taking my current documentation to court and winning? How do I clear my report of any money owing regarding this vendor?
Do I have legitimacy in taking Roger Wireless to court in regards to harrassment and filing a suit against them?

Any HELP on this would be really appreciated.

Thanks - Awiseone
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