by average_joe » Sun Dec 07, 2008 08:40:43 PM
I was told from a couple of collectors I should consider myself lucky to get a 10% settlement from other creditors. They also said that I wouldn't get a 10% settlement from them. I went over their heads right to the creditor, and the next thing you know I am getting a call from the collector stating I was approved. The collector stated that I must know people in the head offices to get accepted. I played along and told them yes, but I don’t.
I find the managers at sears, td visa, cibc etc. are more level headed and are not into games. I even had ombudsman’s help me get settlements after I told them the collection working on their behalf was treating me unfairly. I just know in 2009 will be a bad year for our economy, but a good year to settle debts.