PPL is awesome for small business owners, I highly suggest it to anyone just starting up a biz.

prepaid legal is pretty hard core in marketing.
They have good value, but the question is, when does a person use that value.
The way it was described to me was, I have a CAA card and sometimes I'll use it.... It's good to have in case of emergencies, but how often do emergencies crop up.?

It's a good insurance if you have legal questions.

I joined PPl on Wednesday and by Friday I cancelled my associate and monthly fee. Great startup fee of only $72.99 and 26.00 per month. However I just didn;t receive sufficient information at the business meeting to fee comfortable to continue.

When I asked certain question's I didn't receive the feeling that they were knowledgeable or experienced enough to answer. Other than try the service and see if it works for you.

Perhaps if I was confronted by individuals who were trained to a higher level of knowledge I would not have cancelled. and would be quite content.

The meeting appeared to be more about signing up new members as opposed to a knowledge based seminar on the service that is offered.

I do have an issue that requires attention, perhaps they are right for me , however I would like further knowledge and without it I must place things on hold.

When I contacted the head office, I asked for further information prior to cancelling my membership. I was advised to review the website.

I found this on Prepaid Legal's website..

It includes the services it offers and those that it excludes.
Nothing like clarity on the situation.

I find that when somebody calls something a rip off, it either means that they didn't fully understand what they were getting into, or they didn't value the service as they thought they would initially.

Being a legal type of business, I'm pretty certain that prepaid legal is well regulated, and the legal structure of the business is pretty strong. Law firms ARE NOT going to get themselves into legal trouble.
__________________________________________________________

PPL Legal Care of Canada Corporation

Standard Family Plan
Legal Consultation and Legal Assistance Benefit

Phone Consultations on Unlimited Matters

As a member, you can consult with your Provider Law Firm toll free by phone on any personal or business-related matter. Just call your Provider's toll-free number during regular business hours when you have a legal problem or question.

PLUS! Access to a Lawyer for Arrest or Detainment

What if you were detained by law enforcement for an alleged theft or for causing a fatal accident? What if this happened at 1 a.m. on a Saturday? Who would you call? That's where this benefit can help. You and your covered family members get round-the-clock access to your Provider Law Firm if you are detained or arrested. Rest easier knowing you have access to a law firm with a stake in your continued well-being should you find yourself in this situation!

* Additional Information & Exclusions

Phone Calls and Letters...

A phone call or letter from a lawyer can get you the results you want fast! Your Provider Law Firm will write one (1) letter and make one (1) call on your behalf on personal subject matters. Business matters are also covered under your membership! You will receive one (1) phone call or letter for up two (2) non-related business matters per membership year.

* Additional Information & Exclusions

Will Preparation

With your membership you no longer have to worry about the cost or hassle of preparing and updating your Will. Your Provider Lawyer will prepare a standard Will for you and will provide yearly reviews and updates.

* Additional Information & Exclusions

Powers of Attorney Preparation

In connection with the Will preparation benefit, your Provider Law Firm will prepare a Power of Attorney for Personal Care and Power of Attorney for Property for you so that your care and financial needs may be looked after while you are alive.

Contract and Document Review

You can have an unlimited number of personal legal documents up to ten (10) pages each reviewed by your Provider Lawyer. You can also have one (1) business legal document of ten (10) pages or less reviewed each membership year. Any such documents must name you as a contracting party. Your Provider Law Firm will analyze the documents and, when possible, suggest changes for your benefit before you sign!

Warranty Assistance

Your Provider Law Firm will make a phone call or write a letter on your behalf to help enforce a written or implied warranty.

Review of Lease Agreements

A properly worded and executed lease is your best protection in landlord/tenant disputes. Let your Provider Law Firm review the lease on your primary residence before you sign.

Help with Contacting Government Agencies

Confused about which government agency to talk to about a particular issue? Call your Pre-Paid Legal Provider Law Firm for assistance.

Debt Collection Assistance

Having problems collecting debts owed to you? Your Provider Law Firm will make a phone call or write a letter on your behalf to help you recover any outstanding debt.

Tenant Legal Advice

If you are a tenant, you will receive legal advice for the following issues:

* Lease of property for personal use
* Problems arising with landlord's failure to provide the proper and necessary services to the tenant

Small Claims Court Advice

If you need to file a claim or are sued in small claims court, your Provider Law Firm will discuss your case with you by phone and will provide counsel and advice in preparing your case.

Consumer Protection Assistance

Need help enforcing written or implied warranties on goods you've leased or purchased? Your Provider Law Firm will write a letter or make a phone call on your behalf to a third party when you need to enforce your rights relating to the lease or purchase of goods or services.

Social Assistance Legal Advice

As a member, your Provider Law Firm will advise you on matters involving social assistance.

Estate Settlement Legal Advice

Help ease the worry so often involved with the settlement of an estate by having your Provider Law Firm available to answer questions.

* Additional Information & Exclusions
Preferred Member Rate

You will receive a 25% discount off your Provider Lawyer's standard hourly rate should you need legal services not otherwise covered by this plan. You will receive a 33.3% discount off your Provider Law Firm's standard hourly rate for representation should you need legal services that must be performed outside of a lawyer's office.

In addition, when you need legal services for matters arising within the continental United States, you will receive a 25% discount from the standard hourly rate of the law firm or lawyer designated by the Provider Lawyer to provide services.

* Additional Information & Exclusions

Additional Information & Exclusions:

Due to regulatory requirements, benefits and rates vary in certain states and provinces. The information contained on this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of plan coverage; only a plan contract can give actual terms, coverage, amounts, conditions and exclusions.

Phone Calls and Letters: A letter or phone call per subject matter is available if advisable at your Provider Law Firm's sole discretion. Additional phone calls and letters for the same subject will be provided at a 25% discount off your Provider Law Firm's standard hourly rate.

Will and Powers of Attorney: Covered family members may have their Wills and Powers of Attorney prepared and executed at the offices of the Provider Law Firm for $30 per person. If the Wills and Powers of Attorney are executed at the offices of another law firm, arranged by the Provider Law Firm, the rate for the Named Member is $50. If executed by the covered family member's at the same time as the Named Member's Will and Powers of Attorney, the rate is $50 per person; if done at a different time, the rate is $75 per person. Yearly reviews and updates follow the same fee schedule as initial Wills and Powers of Attorney. Trust preparation is available at a 25% discount off your Provider Law Firm's standard hourly rate.

Preferred Member Discount: Hourly rates for Provider Law Firms and court appearances may vary. Please note that a retainer may be required for services to be rendered under this benefit. At least five business days are required for preparation in court representation. Telephone advice is available immediately.

Note: Membership fees as well as legal fees are subject to applicable Canadian taxes.

Check out Prepaid Legal today!

I've started to promote Prepaid Legal on this site, for people who live in British Columbia, Alberta, Manitoba and Ontario.

There are some people who really like Prepaid Legal in Canada and some who think it's a rip off.

From my understanding it's a great service. You get unlimited phone support, 1 letter written per situation, a free Last Will & Testament within the first 60 days of being a member.

IMO.. that's pretty value. It's something that I would use on a weekly basis if it were available in Saskatchewan.

The side that might seem irritable is that you only get one letter per situation. This means that if you require more than one letter for a legal situation, you're going to pay a discounted lawyers fees for subsequent service.

Another thing I learned was that you won't get these lawyers to represent you in court.

This is mostly a phone service with 1 letter writing per situation. For $35 per month I would find that wildly valuable.

In most cases, I don't need to write multiple letters. But, I DO have questions on an ongoing basis regard my rights with companies, creditors, local governments etc.

Getting a quick consultation from a real lawyer regarding matters makes me feel much more in control as an individual. I love knowing my rights and what the law actually says in a matter.

How many times are you in a discussion with a family or friend who has a car stolen, or medical issue, or consumer issue with a company they bought from. There seems to be only speculation as to what their rights should be. Getting a consultation from a lawyer would make people alot better educated to the reality of their situation.

This is not something we're used to as Canadians. This is because you normally can't pick up the phone and get cheap legal answers from a law firm. With Prepaid Legal you can.

My take on Prepaid legal is that it's great for somethings and limited in others.

If you're getting a divorce and you need a lawyer, prepaid legal is going to be limited. If you've got ongoing legal problems with a person or company where you need ongoing lawyers present, prepaid legal isn't going to be for you.

If you're involved in a DUI, or another infrequent activity where you need legal support, then prepaid legal is fantastic. If you have a question about a consumer issue and need to know your rights, Prepaid Legal is a good service.

I just think that the benefits and the actual structure of Prepaid Legal in Canada needs to be explained more.

I would be pleased to hear from others who have used Prepaid Legal's service and has comments about it.