by jammedup123 » Tue Apr 29, 2008 03:53:04 PM
I have an account that was defaulted in 02/02. Now I continued to talk with them for a few more months but did not make another payment to them since that date.
On my credit file it says that there was a transaction on the account on 01/04 but I can guarantee that I made no payment to this account at that point. But even if I did would this payment not start the SOL over again but now under the two year rule instead of the 6 year.
Now I am being harrassed by a collection agency saying that they are going to sue me. I believe under either situation that the SOL is up and they are just trying to scare me.
Can anyone tell me if based on these dates they can take me to court or if I should just continue to ignore them.
Thanks.