Certainly going to rush out and take the advice from this little spammer!

So... Nick Hozjan has been in business for quite a few years... if he's getting awards then that means he's production and sales oriented.
If he lives in Florida, that's the Canadian dream, isn't it??

What I want to know on this site is if a company or service provider has been dishonest and if they've been scamming the public... it doesn't appear that NIck Hozjan has been doing that....

Also sounds like someone's got a problem with math.

Sounds to me like you've got a personal problem with Nick cutiepie64

Ottawa Chap, I think both you and CutiePie64 have PhylSybl wrong. He equally recommends 3 fantastic choices as his first choice in addition to whole bunch more who would also be his first choice if the first three weren't already his first choice. Got that?

Alright, I'll bite.. CutiePie, what inspired you to share that information today? Bad experience with them in some form?

O.C.

Sounds like one of the better outfits on the Canadian Spam Advisor. At least he isn't from Nigeria.

Phil Sybal, the agent below, is a referal source for Nick Hozjan. Nick pays Phil a percentage of commission for every mortgage directed to him. Therefore I wouldn't put much value in Phil's recommendation here.

There are several things you should know about Nick:

1) Firstline Mortgages awarded Nick with a Porsche, yes a Porsche, for directing so many mortgages to them. If you walk into his office you will see a shelf full of awards, all from Firstline. It's strange to call oneself "an independent broker", when you're in cahoots with one bank. It also makes you wonder if you are in fact getting the best rates...

2) Nick is rarely in Toronto. He spends much of the time at his home in Florida, or travelling abroad. He has calls routed from his Canadian phone to his American phone number.When you are 'holding' to speak to Nick, one of his assistants is calling his cell phone, and then transfers his line to yours.

3) Nick has very little involvement in his own business, and if you think he is 'handling' your mortgage, you are mistaken. Your mortgage is being handled by one of his disgruntled workers for whom the average turnaround time is low.

3) Nick has a narcissistic psyche with a lust for money above all else. He had fired his lead broker, Kevin (the shining star of the business), shortly after being the best man at his wedding. He coldly fired his brother from the business and cut him off, while also deciding to neglect his entire family with whom he has poor relations.

It's important to understand the man you're dealing with, and I hope this information is helpful.

As a real estate agent, I am continally asked which mortgage brokers do I recommend. I suggest that my client contact at least 3 brokers to get a good idea what each one offers. The first one that I suggest is Canada Call Mortgages (Nick Hozjan, broker) who I find to be one of the most informed and helpful. The second would be Mortgage Architects (Peter Majthenyi, broker) who in my opinion is just as capable and informed as my first choice. My third is just as good as the previous two, Dominion Lending Centres (Jason Georgopoulos,AMP). I also can recommend more that are equally as good as these three.

You can always check out www.breakoutofdebt.ca if you have more questions or need another solution for your financial needs. :)