Counseling services work best for the majority of

Americans who are in deep credit card debt and many

of them are struggling to make their payments on time.

Some have overextended, some have lost employment,

but for most people, their problems are the result of

a sluggish economy and the rising cost of living.

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[url http://my-credit-counseling.com/]Debt Counseling[/url]

Need help with credit card debt? Canadian Credit Solutions can negotiate with your creditors to reduce your principle for .55c on the dollar, and your interest rate. Visit us today:
http://www.canadiancreditsolutions.com

Gold travel cards are worth the annual fee only if the value of travel rewards exceed the annual fee. If thats not the case then get a "no annual fee" credit card with no rewards.

Remember, only charge what you can pay off in full at the end of the month and collect your reward miles - make the card work for you.

If you like paying annual fees and high interest, then the card is fine.

The CIBC Visa is a great card because it offers the ability to buy anything almost anywhere since Visa is accepted around the world.

24 hour call in service provides the flexibility to deal with customer service agents from anywhere at aytime.

The best feature is with the Aerogold Visa since every purchase gets me that much closer to free flights through the Aeroplan program.
Since I can link the card through my debit card, I can make payments via interac and save the price of postage - yet another benefit to the card.
A lower interest rate would be about the only thing that could make the card any better

I have had a CIBC Gold Card for six years now. Every year I paid the over-the-top fees just for possessing it. When I've tried to make a claim for what they promised me, they find a loop hole so they don't have to pay it. I look at the other options for similar credit cards and everyone seems to be the same old, same old.