TERMS AND CONDITIONS AND DISCLAIMER:
The "USER" is defined as anybody who visits, uses, reads, subscribes, any part of this website or who makes a post to the discussion forum , or supplies a news or content article to this website.
The "WEBSITE" is defined as all content and material located at .
The WEBSITE is owned by HomeGrown Advertising Inc ("Company")
By using this website the USER agrees to all of the following terms and conditions:
WARRANTY DISCLAIMER AND LIMITATION OF LIABILITY
THE COMPANY MAKES NO REPRESENTATION OF ANY KIND REGARDING THE SUITABILITY OF THE SITE CONTENT, OR ANY PORTION THEREOF, FOR ANY PURPOSE. ALL SITE CONTENT IS PROVIDED "AS IS" AND EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR PARTICULAR USE, INCLUDING ALL IMPLIED WARRANTIES. THE USER UNDERSTANDS THAT THE INFORMATION PROVIDED ON THIS SITE IS FOR NON-COMMERCIAL AND EDUCATIONAL PURPOSES ONLY. THE COMPANY ALSO EXPRESSLY DISCLAIMS ANY WARRANTY OR REPRESENTATION AS TO THE ACCURACY OR PROPRIETARY CHARACTER OF THE SITE CONTENT. THE USER WAIVES AND COVENANTS NOT TO ASSERT ANY CLAIMS OR ALLEGATIONS OF ANY NATURE WHATSOEVER ARISING FROM OR RELATING TO YOUR USE OF THE WEB SITE, INCLUDING, WITHOUT LIMITATION, ALL CLAIMS AND ALLEGATIONS RELATING TO THE ALLEGED INFRINGEMENT OF PROPRIETARY RIGHTS, THE ALLEGED INACCURACY OF SITE CONTENT, OR ALLEGATIONS THAT THE COMPANY HAS OR SHOULD INDEMNIFY, DEFEND OR HOLD YOU HARMLESS FROM ANY CLAIM OR ALLEGATION ARISING FROM YOUR USE OR OTHER EXPLOITATION OF THE SITE. YOU UNDERSTAND THAT THIS IS A PUBLIC WEBSITE. EVERYBODY, INCLUDING COMPANIES THAT YOU MAY POST ABOUT WILL READ YOUR INFORMATION. YOU USE THE COMPANY'S SITE AT YOUR OWN RISK AND NEITHER THE COMPANY NOR THE PARTIES WHO PROVIDE INFORMATION AND MATERIAL FOR PUBLICATION WITHIN THE SITE CONTENT SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY SORT ARISING FROM THE USERS USE OF THE SITE.
Use of public discussion areas, chat forums, bulletin boards review posts and other types of communications on the WEBSITE
The Company web site may contain and allow the USER to post reviews and comments of their experiences with companies in the financial field, as well as general postings of messages in chat forums, bulletin boards etc. If the Company provides such services, the USER expressly agrees to use such services only to send messages and material that are appropriate relevant and related to the topic of the particular forum. Obscenities, defamatory, illegal comments of any type are not NOT ALLOWED and will be immediately deleted. It is the Companies policy to keep the information on this website unbiased and topical. As a rule the Company does not edit the information or materials posted to or distributed through any bulletin boards, chat rooms, review postings or other communications forums. The Company will not be in any way responsible or liable for such information or materials and claims no proprietary rights of any kind arising from the posting or distribution of information or material in such public forum areas. The Company reserves the right for any reason in its sole discretion to remove, without notice, any contents of any forum throughout the website. By posting or distributing information or material through such forums, you hereby surrender and give up any proprietary rights you may have in such information or material, and such information or material may be freely used, copied and distributed, in any medium and in any form, by others without your permission. You agree not to post or distribute any information or material that is copyrighted by any third party without the express written consent of such party, and you agree to indemnify and hold harmless Company from any claim arising out of or relating to your violation of this provision.
MODIFICATIONS AND CHANGES
The Company may change, add or delete these Terms and Conditions of Use or any portion thereof from time to time in its sole discretion. The Company will provide you with reasonable notice of any changes. Thereafter, you expressly agree to be bound by any such amended Terms and Conditions of Use.
The Company may change, suspend or discontinue any aspect of the Company's service at any time, including availability of any feature, database or content. The Company may also impose limits on certain features and services or restrict your access to all or parts of the The Company's web site without notice or liability.
YOUR CONTINUED USE OF THE WEBSITE NOW, OR FOLLOWING THE POSTING OF ANY SUCH NOTICE OF ANY CHANGES WILL INDICATE ACCEPTANCE BY THE USER OF SUCH CHANGES.
Google Advertising Cookie and Privacy Policies
What is the DoubleClick DART cookie?
The DoubleClick DART cookie is used by Google in the ads served on publisher websites displaying AdSense for content ads. When users visit an AdSense publisher's website and either view or click on an ad, a cookie may be dropped on that end user's browser. The data gathered from these cookies will be used to help AdSense publishers better serve and manage the ads on their site(s) and across the web.
What should I put in my privacy policy?
Your posted privacy policy should include the following information about Google and the DoubleClick DART cookie:
* Google, as a third party vendor, uses cookies to serve ads on your site.
* Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.
* Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.
Because publisher sites and laws across countries vary, we're unable to suggest specific privacy policy language. However, you may wish to review resources such as the Network Advertising Initiative, or NAI, which suggests the following language for data collection of non-personally identifying information:
We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.
You can find additional information in Appendix A of the NAI Self-Regulatory principles for publishers (PDF). Please note that the NAI may change this sample language at any time.
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