Facts & Information Page:
Lazard & Associates Inc. - Canada

Canadian Money Advisor Rank

Product Names

Product Name


Bankruptcy

Consumer Proposal

Credit Counseling

COMPANY CONTACT INFORMATION:

Lazard & Associates Inc.
1208 Bank St
Ottawa , ON K1S 3Y1
Website:http://www.lazardandassociates.ca/

Customer Service Phone: 613-317-3959
Customer Service Fax:
Contact's Phone:613-567-4357
COMPANY INFORMATION AND BIOGRAPHY:

This web site is intended to assist individuals facing financial problems by giving them with relevant information concerning bankruptcy, proposals and other possible alternatives. The information given is common, and even though it is feasible to email a trustee, it is not proposed to be a replacement for a consultation with a trustee who, with more detail information on a debtor's definite circumstances. It can grant a custom-made solution based on the individual's resources, desires and capability.

At Bankruptcy-advice.net, they are aware that financial problems can turn out to be part of anyone's life at one point or another. They think that informed individuals are better equipped to handle complex decisions and this is why they give advice in a non-intimidating, unbiased, considerate and proficient approach. They think that everybody is allowed to be treated with civility and reverence. They truthfully expect that the information given will assist in taking control of your financial future and aid you through this intricate phase.

At Lazard & Associates, their qualified debt management consultants are here to assist you through any of your financial efforts. Their accredited debt management consultants grant bilingual free consultation services to their clients. Through professional debt management and credit counseling, they can perk up your financial situation hence you can take pleasure in life.

Product Name Product Description
Bankruptcy A proposal is basically an agreement between a person and the creditors whereby the person pays off only a part of the debts therefore keep away from bankruptcy. A proposal is made to the creditors through a trustee. If the creditors vote in favor of the proposal and the court supported it, then the proposal is a binding contract which each creditor should allow even the creditors who did not vote for the proposal. If the creditors vote in opposition to the proposal then the person is bankrupt.

Proposals are an n essential deal for the creditors than bankruptcy and in the vast majority of cases are accepted. Filing a Proposal has a number of immediate advantages for an individual under siege by the creditors is that the filing of a Proposal put hold on every legal action undertaken or contemplated by unsecured creditors. The filing of a Proposal provides the debtor various breathing space so that he can approach the creditors and discuss the financial situation and inquire for any support.
Consumer Proposal A proposal is basically an agreement between a person and the creditors whereby the person pays off only a part of the debts therefore keep away from bankruptcy. A proposal is made to the creditors through a trustee. If the creditors vote in favor of the proposal and the court supported it, then the proposal is a binding contract which each creditor should allow even the creditors who did not vote for the proposal. If the creditors vote in opposition to the proposal then the person is bankrupt.

Proposals are an n essential deal for the creditors than bankruptcy and in the vast majority of cases are accepted. Filing a Proposal has a number of immediate advantages for an individual under siege by the creditors is that the filing of a Proposal put hold on every legal action undertaken or contemplated by unsecured creditors. The filing of a Proposal provides the debtor various breathing space so that he can approach the creditors and discuss the financial situation and inquire for any support.
Credit Counseling Credit counseling is a free service which can aid you in placing your financial dealings controlled. It is also recognized as debt counseling and consumer credit counseling. In Canada, the non-profit credit counseling services are given by credit counselors that are accredited debt management consultants.

Credit counseling consist of help with personal budgeting to facilitate you in understanding and controlling your finances to keep away from future problems. It also takes in potential debt negotiation and settlement with your creditors, through a Debt Management Plan. If you think you have the capability to pay for your creditors in full, if you can cut down your payments, then you can talk to a Credit Counselor regarding a Debt Management Plan.

Credit counseling is a not-for-profit agency that grants a Debt Management Plan, under which you will pay for your creditors over a certain period of time. It is a voluntary plan and thus it is voluntary on the part of your creditors to acknowledge it. This not similar with a Consumer Proposal through a Trustee in which it is lawfully binding to every creditor once the required majority recognize the proposal.